Ortho hnd/fngr w/jnt cstm w/fit&adj at New Ulm Medical Center

1324 5th St N. New Ulm, MN 56073, MN · Allinahealth · · NPI 1558328435

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$462.62

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$826.10

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$166.21 with ucare pmap (a b c d e g n o s u r h) vs $838.56 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $166.21 ↓ -64%
blue cross blue shield of minnesota bc pmap (n) $209.25 ↓ -55%
medica health system medica pmap (n) $262.70 ↓ -43%
allina aetna medicare (n) allina aetna medicare (n) $335.85 ↓ -27%
medicare medicare (n) $353.53 ↓ -24%
medicaid medicaid ma (n) $361.62 ↓ -22%
medicare other all other medicare (n) $365.80 ↓ -21%
medica medica medicare (r) $367.02 ↓ -21%
medica health system medica dual solutions (r) $371.75 ↓ -20%
bcbs bc medicare (n) $384.09 ↓ -17%
all other medicaid all other medicaid (n) $396.53 ↓ -14%
south country health alliance scha msho (n) $408.93 ↓ -12%
south country health alliance scha pmap (n) $428.25 ↓ -7%
aetna aetna elevate (n r) $506.15 ↑ +9%
blue cross blue shield of minnesota bc state health plan (n) $516.85 ↑ +12%
aetna aetna performance (n r) $546.80 ↑ +18%
bc aware/blue plus (nr) bc aware/blue plus (nr) $580.05 ↑ +25%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $637.25 ↑ +38%
medica ubh pmap medica ubh pmap (n) $660.88 ↑ +43%
blue cross blue shield of minnesota bc premier(n) $664.06 ↑ +44%
hpi-cigna hpi cigna (n) $675.58 ↑ +46%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $693.92 ↑ +50%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $693.92 ↑ +50%
medica ubh (n) medica ubh (n) $693.92 ↑ +50%
aetna direct/indirect network aetna direct/indirect network (n r) $698.72 ↑ +51%
bcbs bc aehp (n) $781.18 ↑ +69%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $826.10 ↑ +79%
blue cross blue shield of minnesota bc high value/performance network (n) $838.56 ↑ +81%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ortho hnd/fngr w/jnt cstm w/fit&adj at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $345.53 $196.82 – $440.50
United Hospital MN | 1175 Nininger Road. Hastings $526.70 $139.65 – $448.70
Owatonna Hospital Owatonna $614.49 $200.57 – $809.69
Abbott Northwestern Hospital MN 55407 $526.70 $139.65 – $448.70
Allina Health Faribault Medical Center Faribualt $614.49 $200.57 – $809.69
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $526.70 $139.65 – $448.70
Buffalo Hospital Buffalo $614.49 $200.57 – $809.69
Cambridge Medical Center Cambridge $614.49 $200.57 – $809.69

All Minnesota hospitals for this procedure →