Ortho hnd/fngr w/jnt cstm w/fit&adj at Allina Health Faribault Medical Center

200 State Avenue, Faribualt, MN · Allinahealth · · NPI 1154741577

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$614.49

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,097.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (bdohsv) vs $1,097.30 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (bdohsv) united healthcare (bdosv) $0.01 ↓ -100%
blue cross blue shield bc pmap (b d o s v) $200.57 ↓ -67%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $220.78 ↓ -64%
allina aetna medicare (v) allina aetna medicare (v) $335.85 ↓ -45%
medicare medicare (v) $353.53 ↓ -42%
medicare other all other medicare (v) $353.53 ↓ -42%
medicaid ma medicaid ma (v) $358.96 ↓ -42%
all other medicaid (v) all other medicaid (v) $358.96 ↓ -42%
medica medicare medica medicare (v) $367.67 ↓ -40%
south country health alliance scha pmap (v) $369.73 ↓ -40%
bcbs bc medicare (v) $371.21 ↓ -40%
scha msho (v) scha msho (v) $388.88 ↓ -37%
blue cross allina health blueprint (bdoshv) $411.73 ↓ -33%
blue cross blue shield bc state health plan (b d o s v) $418.08 ↓ -32%
blue cross blue shield of minnesota bc premier (b d o s v) $465.57 ↓ -24%
aetna aetna elevate (bdosv) $487.53 ↓ -21%
aetna aetna performance (bdosv) $514.96 ↓ -16%
blue cross blue shield bc aehp (b d o s v) $547.71 ↓ -11%
medica health system medica dual solutions (b d v o s) $559.62 ↓ -9%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $587.92 ↓ -4%
blue cross blue shield bc aware/blue plus (b d o s v) $618.87 ↑ +1%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $650.48 ↑ +6%
healthpartners hpi (bdov) $742.84 ↑ +21%
medica health system medica elect (b d o s v) $804.10 ↑ +31%
health partners hpi cigna (bdov) $809.69 ↑ +32%
medica medica essentials (b d o s v) $839.54 ↑ +37%
medica mhps medica mhps (bdosv) $839.54 ↑ +37%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $846.46 ↑ +38%
medica health system medica choice (b d o s v) $883.55 ↑ +44%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $921.73 ↑ +50%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $921.73 ↑ +50%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $1,097.30 ↑ +79%

Visitor-reported prices

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Ortho hnd/fngr w/jnt cstm w/fit&adj at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $345.53 $196.82 – $440.50
United Hospital MN | 1175 Nininger Road. Hastings $526.70 $139.65 – $448.70
Owatonna Hospital Owatonna $614.49 $200.57 – $809.69
Abbott Northwestern Hospital MN 55407 $526.70 $139.65 – $448.70
New Ulm Medical Center MN 56073 $462.62 $209.25 – $675.58
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $526.70 $139.65 – $448.70
Buffalo Hospital Buffalo $614.49 $200.57 – $809.69
Cambridge Medical Center Cambridge $614.49 $200.57 – $809.69

All Minnesota hospitals for this procedure →