X-ray exam entire spi 6/> vw at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$317.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$661.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.44 with blue cross blue shield of minnesota vs $555.49 with first health (a c e g h u b d n o r s) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $56.44 ↓ -82%
health partners hpi medicare (amu) $96.84 ↓ -69%
all other medicaid all other medicaid (m) $99.61 ↓ -69%
medicaid medicaid ma (m) $99.61 ↓ -69%
allina aetna medicare (m) allina aetna medicare (m) $102.36 ↓ -68%
south country health alliance scha pmap (m) $102.60 ↓ -68%
health partners hpi pmap (amu) $105.81 ↓ -67%
medicare medicare (m) $107.75 ↓ -66%
medicare other all other medicare (m) $107.75 ↓ -66%
medica medica medicare (m) $112.06 ↓ -65%
bcbs bc medicare (m) $113.14 ↓ -64%
hennepin health hennepin health (m) $113.56 ↓ -64%
south country health alliance scha msho (m) $120.45 ↓ -62%
uhc ubh pmap uhc ubh pmap (m) $124.51 ↓ -61%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $133.05 ↓ -58%
blue cross blue shield of minnesota bc state health plan (mu) $140.16 ↓ -56%
medica pmap (um) medica pmap (um) $146.81 ↓ -54%
blue cross blue shield of minnesota bc premier (m u) $148.80 ↓ -53%
bcbs bc aehp (mu) $175.05 ↓ -45%
medica dual solutions (e g) medica dual solutions (m) $180.00 ↓ -43%
blue cross blue shield of minnesota bc high value/performance network (mu) $187.90 ↓ -41%
aetna aetna elevate (amu) $216.00 ↓ -32%
aetna aetna performance (amu) $238.00 ↓ -25%
medica health system medica elect (u m) $238.00 ↓ -25%
medica medica essentials (u m) $249.00 ↓ -22%
medica mhps medica mhps (u m) $249.00 ↓ -22%
medica health system medica choice (u m) $262.00 ↓ -17%
health partners hpi cigna (mu) $266.23 ↓ -16%
united healthcare (um) united healthcare (um) $326.00 ↑ +3%
aetna direct network aetna direct network (amu) $331.00 ↑ +4%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $388.18 ↑ +22%
health partners hpi (u m) $421.74 ↑ +33%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $442.54 ↑ +39%
medica ubh (m) medica ubh (m) $462.91 ↑ +46%
medica ubh pmap medica ubh pmap (m) $529.04 ↑ +67%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $555.49 ↑ +75%

Visitor-reported prices

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X-ray exam entire spi 6/> vw at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $815.20 $111.66 – $917.10
Sanford Bagley Medical Center Bagley $612.00 $111.66 – $688.50
Sanford Bemidji Medical Center Bemidji $612.00 $79.32 – $688.50
Sanford Worthington Medical Center Worthington $537.60 $81.04 – $604.80
Sanford Tracy Hospital Tracy $815.20 $111.66 – $917.10
Sanford Thief River Falls Medical Center Thief River Falls $619.20 $111.66 – $696.60
Sanford Behavioral Health Thief River Falls Thief River Falls $619.20 $111.66 – $696.60
United Hospital MN | 1175 Nininger Road. Hastings $317.42 $56.44 – $331.00

All Minnesota hospitals for this procedure →