X-ray exam entire spi 6/> vw at Sanford Worthington Medical Center

1018 6th Ave, Worthington, MN · Sanford Health · · NPI 1396712618

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$537.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$672.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.04 with Blue Cross Blue Shield of Minnesota vs $641.76 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $81.04 ↓ -85%
Sanford Health Plan Align Medicare Replacement $99.14 ↓ -82%
Ucare Medicare Replacement $106.45 ↓ -80%
United Healthcare Medicare Replacement $107.49 ↓ -80%
Great Plains Medicare Advantage Medicare Replacement $107.49 ↓ -80%
Health Partners Medicare Replacement $107.49 ↓ -80%
Aetna Medicare Replacement $107.49 ↓ -80%
Blue Cross Blue Shield of Minnesota Medicare Replacement $107.49 ↓ -80%
Primewest Medicare Replacement $109.58 ↓ -80%
Primewest Medicaid Managed Care $116.97 ↓ -78%
Ucare Medicaid Managed Care $116.97 ↓ -78%
Sanford Health Plan SD Exchange True $260.53 ↓ -52%
Sanford Health Plan Group Health/True $260.53 ↓ -52%
Blue Cross Blue Shield of Minnesota Commercial/Federal $299.39 ↓ -44%
Blue Cross Blue Shield of Minnesota State Employees $302.40 ↓ -44%
Sanford Health Plan Commercial/ND Pers $306.50 ↓ -43%
Sanford Health Plan SD Exchange Commercial $306.50 ↓ -43%
Security Health Plan Commercial $369.60 ↓ -31%
Health Partners State Employees $413.95 ↓ -23%
Health Partners Commercial $477.12 ↓ -11%
Ucare Commercial $524.83 ↓ -2%
Aetna Commercial $551.04 ↑ +3%
United Healthcare Commercial + Top 20 $561.12 ↑ +4%
Medica Choice $599.42 ↑ +11%
Multiplan Commercial $604.80 ↑ +13%
Healthez Commercial $604.80 ↑ +13%
First Choice Health Network Commercial $604.80 ↑ +13%
Medica Elect $641.76 ↑ +19%

Visitor-reported prices

visitor-reported
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X-ray exam entire spi 6/> vw at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $815.20 $111.66 – $917.10
Sanford Bagley Medical Center Bagley $612.00 $111.66 – $688.50
Sanford Bemidji Medical Center Bemidji $612.00 $79.32 – $688.50
Sanford Tracy Hospital Tracy $815.20 $111.66 – $917.10
Sanford Thief River Falls Medical Center Thief River Falls $619.20 $111.66 – $696.60
Sanford Behavioral Health Thief River Falls Thief River Falls $619.20 $111.66 – $696.60
United Hospital MN | 1175 Nininger Road. Hastings $317.42 $56.44 – $331.00
Owatonna Hospital Owatonna $319.20 $69.64 – $420.60

All Minnesota hospitals for this procedure →