Pulse ox multiple at Sanford Luverne Medical Center
1600 N Kniss Ave, Luverne, MN · Sanford Health · · NPI 1497703045
$175.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$219.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$39.46 with Blue Cross Blue Shield of Minnesota vs $154.20 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $39.46 | ↓ -77% |
| Sanford Health Plan Align | Medicare Replacement | $57.38 | ↓ -67% |
| Ucare | Medicare Replacement | $61.45 | ↓ -65% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $62.10 | ↓ -65% |
| Health Partners | Medicare Replacement | $62.10 | ↓ -65% |
| Aetna | Medicare Replacement | $62.10 | ↓ -65% |
| United Healthcare | Medicare Replacement | $62.10 | ↓ -65% |
| Great Plains Medicare Advantage | Medicare Replacement | $62.10 | ↓ -65% |
| Primewest | Medicare Replacement | $63.33 | ↓ -64% |
| Primewest | Medicaid Managed Care | $77.10 | ↓ -56% |
| Sanford Health Plan | Group Health/True | $87.34 | ↓ -50% |
| Sanford Health Plan | SD Exchange True | $87.34 | ↓ -50% |
| Security Health Plan | Commercial | $89.65 | ↓ -49% |
| Sanford Health Plan | SD Exchange Commercial | $102.74 | ↓ -41% |
| Sanford Health Plan | Commercial/ND Pers | $102.74 | ↓ -41% |
| Health Partners | State Employees | $112.31 | ↓ -36% |
| Health Partners | Commercial | $130.40 | ↓ -26% |
| Blue Cross Blue Shield of Minnesota | State Employees | $133.33 | ↓ -24% |
| United Healthcare | Commercial + Top 20 | $136.11 | ↓ -22% |
| Aetna | Commercial | $141.65 | ↓ -19% |
| Ucare | Commercial | $143.21 | ↓ -18% |
| Medica | Choice | $143.28 | ↓ -18% |
| Multiplan | Commercial | $146.70 | ↓ -16% |
| Healthez | Commercial | $146.70 | ↓ -16% |
| First Choice Health Network | Commercial | $146.70 | ↓ -16% |
| Cigna | Commercial | $146.70 | ↓ -16% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $150.81 | ↓ -14% |
| Medica | Elect | $154.20 | ↓ -12% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Pulse ox multiple at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $233.60 | $70.69 – $262.80 |
| Sanford Westbrook Hospital | Westbrook | $252.80 | $69.48 – $258.30 |
| Sanford Bagley Medical Center | Bagley | $213.60 | $64.64 – $240.30 |
| Sanford Bemidji Medical Center | Bemidji | $213.60 | $1.02 – $124.20 |
| Sanford Worthington Medical Center | Worthington | $176.88 | $1.00 – $198.99 |
| Sanford Tracy Hospital | Tracy | $252.80 | $69.48 – $258.30 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $121.60 | $52.21 – $136.80 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $121.60 | $52.21 – $136.80 |