Pulse ox multiple at Sanford Bemidji Medical Center
1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191
$213.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$267.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1.02 with Blue Cross Blue Shield of Minnesota vs $124.20 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $1.02 | ↓ -100% |
| Blue Cross Blue Shield of Minnesota | PMAP | $1.02 | ↓ -100% |
| Sanford Health Plan Align | Medicare Replacement | $3.56 | ↓ -98% |
| Ucare | Medicare Replacement | $3.82 | ↓ -98% |
| Great Plains Medicare Advantage | Medicare Replacement | $3.86 | ↓ -98% |
| Health Partners | Medicare Replacement | $3.86 | ↓ -98% |
| Aetna | Medicare Replacement | $3.86 | ↓ -98% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $3.86 | ↓ -98% |
| United Healthcare | Medicare Replacement | $3.86 | ↓ -98% |
| Primewest | Medicare Replacement | $3.93 | ↓ -98% |
| Sanford Health Plan | SD Exchange True | $62.89 | ↓ -71% |
| Sanford Health Plan | Group Health/True | $71.70 | ↓ -66% |
| Sanford Health Plan | SD Exchange Commercial | $73.98 | ↓ -65% |
| Security Health Plan | Commercial | $75.90 | ↓ -64% |
| Sanford Health Plan | Commercial | $84.36 | ↓ -61% |
| Health Partners | Commercial | $96.60 | ↓ -55% |
| Ucare | Commercial | $97.00 | ↓ -55% |
| United Healthcare | CSP Top 20 | $105.02 | ↓ -51% |
| Aetna | Commercial | $113.16 | ↓ -47% |
| United Healthcare | Commercial | $115.23 | ↓ -46% |
| Medica | Choice | $115.92 | ↓ -46% |
| Medica | Elect | $124.06 | ↓ -42% |
| First Choice Health Network | Commercial | $124.20 | ↓ -42% |
| Multiplan | Commercial | $124.20 | ↓ -42% |
| Healthez | Commercial | $124.20 | ↓ -42% |
| Cigna | Commercial | $124.20 | ↓ -42% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
| Primewest | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Pulse ox multiple at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $233.60 | $70.69 – $262.80 |
| Sanford Westbrook Hospital | Westbrook | $252.80 | $69.48 – $258.30 |
| Sanford Bagley Medical Center | Bagley | $213.60 | $64.64 – $240.30 |
| Sanford Luverne Medical Center | Luverne | $175.20 | $39.46 – $146.70 |
| Sanford Worthington Medical Center | Worthington | $176.88 | $1.00 – $198.99 |
| Sanford Tracy Hospital | Tracy | $252.80 | $69.48 – $258.30 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $121.60 | $52.21 – $136.80 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $121.60 | $52.21 – $136.80 |