Graft xenmtrx sft rect 19x28cm at Sanford Canby Medical Center

112 St Olaf Ave S, Canby, MN · Sanford Health · · NPI 1780781054

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$454.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$568.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$137.51 with Blue Cross Blue Shield of Minnesota vs $533.92 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $137.51 ↓ -70%
Sanford Health Plan Align Medicare Replacement $259.01 ↓ -43%
Ucare Medicare Replacement $278.32 ↓ -39%
Blue Cross Blue Shield of Minnesota Medicare Replacement $280.59 ↓ -38%
Aetna Medicare Replacement $280.59 ↓ -38%
Health Partners Medicare Replacement $280.59 ↓ -38%
United Healthcare Medicare Replacement $280.59 ↓ -38%
Great Plains Medicare Advantage Medicare Replacement $280.59 ↓ -38%
Primewest Medicare Replacement $286.27 ↓ -37%
Security Health Plan Commercial $312.40 ↓ -31%
Primewest Medicaid Managed Care $312.40 ↓ -31%
Health Partners State Employees $391.35 ↓ -14%
Blue Cross Blue Shield of Minnesota Commercial/Federal $443.10 ↓ -2%
Sanford Health Plan Group Health/True $448.38 ↓ -1%
Sanford Health Plan SD Exchange True $448.38 ↓ -1%
Health Partners Commercial $454.40 ↑ +0%
Blue Cross Blue Shield of Minnesota State Employees $464.62 ↑ +2%
United Healthcare Commercial + Top 20 $474.28 ↑ +4%
Aetna Commercial $493.59 ↑ +9%
Ucare Commercial $499.04 ↑ +10%
Medica Choice $499.27 ↑ +10%
Cigna Commercial $511.20 ↑ +13%
Multiplan Commercial $511.20 ↑ +13%
Healthez Commercial $511.20 ↑ +13%
First Choice Health Network Commercial $511.20 ↑ +13%
Sanford Health Plan Commercial/ND Pers $527.50 ↑ +16%
Sanford Health Plan SD Exchange Commercial $527.50 ↑ +16%
Medica Elect $533.92 ↑ +18%
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Graft xenmtrx sft rect 19x28cm at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $344.00 $82.31 – $306.00
Sanford Bemidji Medical Center Bemidji $2,136.96 $1.02 – $206.55
Sanford Tracy Hospital Tracy $344.00 $82.31 – $306.00
United Hospital MN | 1175 Nininger Road. Hastings $6,888.05 not published
Owatonna Hospital Owatonna $8,036.06 $21.20 – $67.22
Abbott Northwestern Hospital MN 55407 $6,888.05 not published
Allina Health Faribault Medical Center Faribualt $8,036.06 $21.20 – $67.22
New Ulm Medical Center MN 56073 $7,659.01 $31.73 – $65.42

All Minnesota hospitals for this procedure →