Graft xenmtrx sft rect 19x28cm at Sanford Bemidji Medical Center
1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191
$2,136.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,671.20
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1.02 with Blue Cross Blue Shield of Minnesota vs $206.55 with Healthez — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $1.02 | ↓ -100% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $1.02 | ↓ -100% |
| Sanford Health Plan | SD Exchange True | $104.58 | ↓ -95% |
| Sanford Health Plan | Group Health/True | $119.25 | ↓ -94% |
| Sanford Health Plan | SD Exchange Commercial | $123.03 | ↓ -94% |
| Security Health Plan | Commercial | $126.23 | ↓ -94% |
| Sanford Health Plan | Commercial | $140.29 | ↓ -93% |
| Health Partners | Commercial | $160.65 | ↓ -92% |
| Ucare | Commercial | $161.32 | ↓ -92% |
| United Healthcare | CSP Top 20 | $174.65 | ↓ -92% |
| Aetna | Commercial | $188.19 | ↓ -91% |
| United Healthcare | Commercial | $191.63 | ↓ -91% |
| Medica | Choice | $192.78 | ↓ -91% |
| Medica | Elect | $206.32 | ↓ -90% |
| Multiplan | Commercial | $206.55 | ↓ -90% |
| Cigna | Commercial | $206.55 | ↓ -90% |
| First Choice Health Network | Commercial | $206.55 | ↓ -90% |
| Healthez | Commercial | $206.55 | ↓ -90% |
| United Healthcare | Medicare Replacement | not published by hospital | — |
| Aetna | Medicare Replacement | not published by hospital | — |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | not published by hospital | — |
| Great Plains Medicare Advantage | Medicare Replacement | not published by hospital | — |
| Health Partners | Medicare Replacement | not published by hospital | — |
| Primewest | Medicaid Managed Care | not published by hospital | — |
| Primewest | Medicare Replacement | not published by hospital | — |
| Sanford Health Plan Align | Medicare Replacement | not published by hospital | — |
| Ucare | Medicaid Managed Care | not published by hospital | — |
| Ucare | Medicare Replacement | not published by hospital | — |
Visitor-reported prices
Comments
Graft xenmtrx sft rect 19x28cm at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $454.40 | $137.51 – $511.20 |
| Sanford Westbrook Hospital | Westbrook | $344.00 | $82.31 – $306.00 |
| Sanford Tracy Hospital | Tracy | $344.00 | $82.31 – $306.00 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $6,888.05 | not published |
| Owatonna Hospital | Owatonna | $8,036.06 | $21.20 – $67.22 |
| Abbott Northwestern Hospital | MN 55407 | $6,888.05 | not published |
| Allina Health Faribault Medical Center | Faribualt | $8,036.06 | $21.20 – $67.22 |
| New Ulm Medical Center | MN 56073 | $7,659.01 | $31.73 – $65.42 |