Urinalysis (without microscopy) at Cambridge Medical Center

701 Dellwood St S, Cambridge, MN · Allinahealth · · NPI 1568427383

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$38.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$69.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$2.09 with allina aetna medicare (d) vs $31.20 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
allina aetna medicare (d) allina aetna medicare (d) $2.09 ↓ -95%
blue cross blue shield bc pmap (b d o s v) $2.13 ↓ -95%
medicare other all other medicare (d) $2.20 ↓ -94%
medicare medicare (d) $2.20 ↓ -94%
medicaid medicaid ma (d) $2.25 ↓ -94%
all other medicaid all other medicaid (d) $2.25 ↓ -94%
medica medica medicare (d) $2.29 ↓ -94%
bcbs bc medicare (d) $2.31 ↓ -94%
hennepin health scha pmap (d) $2.32 ↓ -94%
scha msho (d) scha msho (d) $2.42 ↓ -94%
blue cross allina health blueprint (bdoshv) $4.36 ↓ -89%
blue cross blue shield bc state health plan (b d o s v) $4.43 ↓ -89%
blue cross blue shield of minnesota bc premier (b d o s v) $4.93 ↓ -87%
blue cross blue shield bc aehp (b d o s v) $5.80 ↓ -85%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $6.23 ↓ -84%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $6.28 ↓ -84%
blue cross blue shield bc aware/blue plus (b d o s v) $6.56 ↓ -83%
health partners hpi cigna (mu) $7.70 ↓ -80%
aetna aetna elevate (bdosv) $13.86 ↓ -64%
aetna aetna performance (bdosv) $14.64 ↓ -62%
medica health system medica dual solutions (b d v o s) $15.91 ↓ -59%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $18.50 ↓ -52%
healthpartners hpi (bdov) $21.12 ↓ -46%
united healthcare (bdohsv) united healthcare (bdosv) $21.50 ↓ -45%
medica ubh (d) medica ubh (d) $21.84 ↓ -44%
medica health system medica elect (b d o s v) $22.86 ↓ -41%
health partners hpi cigna (bdov) $23.02 ↓ -41%
medica mhps medica mhps (bdosv) $23.87 ↓ -38%
medica medica essentials (b d o s v) $23.87 ↓ -38%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $24.07 ↓ -38%
medica health system medica choice (b d o s v) $25.12 ↓ -35%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $26.21 ↓ -32%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $26.21 ↓ -32%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $31.20 ↓ -20%

Visitor-reported prices

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Urinalysis (without microscopy) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $36.80 $8.72 – $32.40
Sanford Westbrook Hospital Westbrook $39.20 $11.62 – $43.20
Sanford Bagley Medical Center Bagley $9.60 $2.91 – $10.80
Sanford Wheaton Wheaton $28.80 $7.26 – $27.00
Sanford Luverne Medical Center Luverne $26.40 $7.51 – $27.90
Sanford Bemidji Medical Center Bemidji $9.60 $2.14 – $10.80
Sanford Tracy Hospital Tracy $39.20 $11.62 – $43.20
Sanford Thief River Falls Medical Center Thief River Falls $47.20 $18.55 – $48.60

All Minnesota hospitals for this procedure →