Biospy of bladder at Cambridge Medical Center

701 Dellwood St S, Cambridge, MN · Allinahealth · · NPI 1568427383

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$977.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,744.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$226.81 with all other medicaid vs $2,924.00 with united healthcare (bdohsv) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
all other medicaid all other medicaid (d) $226.81 ↓ -77%
medicaid medicaid ma (d) $226.81 ↓ -77%
hennepin health scha pmap (d) $233.61 ↓ -76%
allina aetna medicare (d) allina aetna medicare (d) $244.62 ↓ -75%
medicare medicare (d) $257.49 ↓ -74%
medicare other all other medicare (d) $257.49 ↓ -74%
medica medica medicare (d) $267.79 ↓ -73%
bcbs bc medicare (d) $270.36 ↓ -72%
scha msho (d) scha msho (d) $281.28 ↓ -71%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $351.07 ↓ -64%
blue cross blue shield bc pmap (b d o s v) $406.06 ↓ -58%
medica health system medica dual solutions (b d v o s) $432.00 ↓ -56%
blue cross blue shield bc state health plan (b d o s v) $553.13 ↓ -43%
blue cross blue shield of minnesota bc premier (b d o s v) $576.17 ↓ -41%
blue cross allina health blueprint (bdoshv) $598.79 ↓ -39%
health partners hpi cigna (mu) $608.87 ↓ -38%
blue cross blue shield bc aehp (b d o s v) $677.72 ↓ -31%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $727.62 ↓ -26%
blue cross blue shield bc aware/blue plus (b d o s v) $765.84 ↓ -22%
aetna aetna elevate (bdosv) $775.26 ↓ -21%
aetna aetna performance (bdosv) $818.88 ↓ -16%
medica health system medica elect (b d o s v) $960.05 ↓ -2%
medica mhps medica mhps (bdosv) $1,002.38 ↑ +3%
medica medica essentials (b d o s v) $1,002.38 ↑ +3%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $1,034.38 ↑ +6%
medica health system medica choice (b d o s v) $1,055.00 ↑ +8%
healthpartners hpi (bdov) $1,181.24 ↑ +21%
medica ubh (d) medica ubh (d) $1,221.43 ↑ +25%
health partners hpi cigna (bdov) $1,287.56 ↑ +32%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $1,346.02 ↑ +38%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,465.72 ↑ +50%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $1,465.72 ↑ +50%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $1,744.90 ↑ +79%
united healthcare (bdohsv) united healthcare (bdosv) $2,924.00 ↑ +199%

Visitor-reported prices

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Biospy of bladder at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $4,692.00 $255.37 – $5,278.50
Sanford Bemidji Medical Center Bemidji $368.80 $178.29 – $414.90
Sanford Tracy Hospital Tracy $4,692.00 $255.37 – $5,278.50
United Hospital MN | 1175 Nininger Road. Hastings $571.63 $221.47 – $3,243.00
Owatonna Hospital Owatonna $977.14 $226.81 – $1,287.56
Abbott Northwestern Hospital MN 55407 $571.63 $221.47 – $3,243.00
Allina Health Faribault Medical Center Faribualt $977.14 $226.81 – $1,287.56
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $571.63 $221.47 – $3,243.00

All Minnesota hospitals for this procedure →