Biospy of bladder at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$571.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,190.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$211.15 with blue cross blue shield of minnesota vs $3,243.00 with aetna direct network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $211.15 ↓ -63%
health partners hpi medicare (amu) $221.47 ↓ -61%
medicaid medicaid ma (u) $226.81 ↓ -60%
all other medicaid all other medicaid (u) $226.81 ↓ -60%
south country health alliance scha pmap (u) $233.61 ↓ -59%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $239.61 ↓ -58%
health partners hpi pmap (amu) $241.98 ↓ -58%
allina aetna medicare (u) allina aetna medicare (u) $244.62 ↓ -57%
medicare other all other medicare (u) $257.49 ↓ -55%
medicare medicare (u) $257.49 ↓ -55%
medica pmap (um) medica pmap (um) $264.38 ↓ -54%
medica medica medicare (u) $270.36 ↓ -53%
bcbs bc medicare (u) $270.36 ↓ -53%
uhc ubh pmap uhc ubh pmap (u) $283.51 ↓ -50%
blue cross blue shield of minnesota bc premier (m u) $387.04 ↓ -32%
blue cross blue shield of minnesota bc state health plan (mu) $390.26 ↓ -32%
blue cross allina health blueprint (mu) $441.59 ↓ -23%
health partners hpi (u m) $453.90 ↓ -21%
bcbs bc aehp (mu) $455.28 ↓ -20%
medica dual solutions (a u) medica dual solutions (a u) $468.00 ↓ -18%
blue cross blue shield of minnesota bc high value/performance network (mu) $488.75 ↓ -14%
blue cross blue shield of minnesota bc aware/blue plus (m u) $514.47 ↓ -10%
health partners hpi cigna (mu) $608.87 ↑ +7%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $796.95 ↑ +39%
medica ubh (u) medica ubh (u) $833.63 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $881.27 ↑ +54%
medica ubh pmap medica ubh pmap (u) $952.72 ↑ +67%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,000.36 ↑ +75%
medica health system medica elect (u m) $1,158.00 ↑ +103%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $1,190.90 ↑ +108%
medica medica essentials (u m) $1,210.00 ↑ +112%
medica mhps medica mhps (u m) $1,210.00 ↑ +112%
medica health system medica choice (u m) $1,273.00 ↑ +123%
aetna aetna elevate (amu) $2,104.00 ↑ +268%
aetna aetna performance (amu) $2,255.00 ↑ +294%
united healthcare (um) united healthcare (um) $2,580.00 ↑ +351%
aetna direct network aetna direct network (amu) $3,243.00 ↑ +467%

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Biospy of bladder at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $4,692.00 $255.37 – $5,278.50
Sanford Bemidji Medical Center Bemidji $368.80 $178.29 – $414.90
Sanford Tracy Hospital Tracy $4,692.00 $255.37 – $5,278.50
Owatonna Hospital Owatonna $977.14 $226.81 – $1,287.56
Abbott Northwestern Hospital MN 55407 $571.63 $221.47 – $3,243.00
Allina Health Faribault Medical Center Faribualt $977.14 $226.81 – $1,287.56
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $571.63 $221.47 – $3,243.00
Buffalo Hospital Buffalo $977.14 $226.81 – $1,181.24

All Minnesota hospitals for this procedure →