Benign lesion paring 2-4 at Cambridge Medical Center

701 Dellwood St S, Cambridge, MN · Allinahealth · · NPI 1568427383

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$112.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$201.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$40.54 with ucare pmap (a b c d e g n o s u r h) vs $998.18 with blue cross blue shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $40.54 ↓ -64%
aetna aetna elevate (bdosv) $89.53 ↓ -21%
aetna aetna performance (bdosv) $94.56 ↓ -16%
medica health system medica dual solutions (b d v o s) $102.77 ↓ -9%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $119.45 ↑ +6%
healthpartners hpi (bdov) $136.41 ↑ +21%
medica ubh (d) medica ubh (d) $141.05 ↑ +25%
medica health system medica elect (b d o s v) $147.66 ↑ +31%
health partners hpi cigna (bdov) $148.69 ↑ +32%
medica medica essentials (b d o s v) $154.17 ↑ +37%
medica mhps medica mhps (bdosv) $154.17 ↑ +37%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $155.44 ↑ +38%
medica health system medica choice (b d o s v) $162.25 ↑ +44%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $169.26 ↑ +50%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $169.26 ↑ +50%
medicaid medicaid ma (d) $191.16 ↑ +69%
all other medicaid all other medicaid (d) $191.16 ↑ +69%
allina aetna medicare (d) allina aetna medicare (d) $196.43 ↑ +74%
hennepin health scha pmap (d) $196.89 ↑ +74%
united healthcare (bdohsv) united healthcare (bdosv) $199.00 ↑ +76%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $201.50 ↑ +79%
medicare medicare (d) $206.77 ↑ +83%
medicare other all other medicare (d) $206.77 ↑ +83%
medica medica medicare (d) $215.04 ↑ +91%
bcbs bc medicare (d) $217.11 ↑ +92%
scha msho (d) scha msho (d) $225.87 ↑ +100%
blue cross blue shield bc pmap (b d o s v) $259.05 ↑ +130%
health partners hpi cigna (mu) $497.45 ↑ +341%
blue cross allina health blueprint (bdoshv) $663.97 ↑ +488%
blue cross blue shield bc state health plan (b d o s v) $674.27 ↑ +498%
blue cross blue shield of minnesota bc premier (b d o s v) $750.93 ↑ +565%
blue cross blue shield bc aehp (b d o s v) $883.38 ↑ +683%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $948.27 ↑ +740%
blue cross blue shield bc aware/blue plus (b d o s v) $998.18 ↑ +785%

Visitor-reported prices

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Benign lesion paring 2-4 at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $287.20 $86.91 – $323.10
Sanford Westbrook Hospital Westbrook $268.80 $81.35 – $302.40
Sanford Bemidji Medical Center Bemidji $263.20 $144.42 – $296.10
Sanford Worthington Medical Center Worthington $244.00 $118.25 – $274.50
Sanford Tracy Hospital Tracy $268.80 $81.35 – $302.40
United Hospital MN | 1175 Nininger Road. Hastings $390.19 $180.95 – $595.98
Owatonna Hospital Owatonna $112.84 $136.41 – $750.93
Abbott Northwestern Hospital MN 55407 $390.19 $180.95 – $497.45

All Minnesota hospitals for this procedure →