Benign lesion paring 2-4 at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$390.19

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$812.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$163.56 with ucare pmap (a b c d e g n o s u r h) vs $812.90 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $163.56 ↓ -58%
medica pmap (um) medica pmap (um) $180.46 ↓ -54%
health partners hpi medicare (amu) $180.95 ↓ -54%
all other medicaid all other medicaid (u) $191.16 ↓ -51%
medicaid medicaid ma (u) $191.16 ↓ -51%
allina aetna medicare (u) allina aetna medicare (u) $196.43 ↓ -50%
south country health alliance scha pmap (u) $196.89 ↓ -50%
health partners hpi pmap (amu) $197.71 ↓ -49%
medicare medicare (u) $206.77 ↓ -47%
medicare other all other medicare (u) $206.77 ↓ -47%
blue cross blue shield of minnesota bc pmap (amu) $209.93 ↓ -46%
medica medica medicare (u) $217.11 ↓ -44%
bcbs bc medicare (u) $217.11 ↓ -44%
uhc ubh pmap uhc ubh pmap (u) $238.95 ↓ -39%
health partners hpi (u m) $258.85 ↓ -34%
united healthcare (um) united healthcare (um) $272.00 ↓ -30%
aetna aetna elevate (amu) $286.55 ↓ -27%
aetna aetna performance (amu) $304.84 ↓ -22%
medica dual solutions (a u) medica dual solutions (a u) $360.93 ↓ -7%
aetna direct network aetna direct network (amu) $444.17 ↑ +14%
health partners hpi cigna (mu) $497.45 ↑ +27%
blue cross blue shield of minnesota bc state health plan (mu) $521.40 ↑ +34%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $543.99 ↑ +39%
blue cross blue shield of minnesota bc premier (m u) $553.53 ↑ +42%
medica ubh (u) medica ubh (u) $569.03 ↑ +46%
blue cross allina health blueprint (mu) $595.98 ↑ +53%
americas ppo (araz) americas ppo (araz) (a c m u) $601.55 ↑ +54%
medica health system medica elect (u m) $603.66 ↑ +55%
medica medica essentials (u m) $630.24 ↑ +62%
medica mhps medica mhps (u m) $630.24 ↑ +62%
medica ubh pmap medica ubh pmap (u) $650.32 ↑ +67%
bcbs bc aehp (mu) $651.15 ↑ +67%
medica health system medica choice (u m) $663.33 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $682.84 ↑ +75%
blue cross blue shield of minnesota bc high value/performance network (mu) $698.99 ↑ +79%
blue cross blue shield of minnesota bc aware/blue plus (m u) $735.77 ↑ +89%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $812.90 ↑ +108%

Visitor-reported prices

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Benign lesion paring 2-4 at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $287.20 $86.91 – $323.10
Sanford Westbrook Hospital Westbrook $268.80 $81.35 – $302.40
Sanford Bemidji Medical Center Bemidji $263.20 $144.42 – $296.10
Sanford Worthington Medical Center Worthington $244.00 $118.25 – $274.50
Sanford Tracy Hospital Tracy $268.80 $81.35 – $302.40
Owatonna Hospital Owatonna $112.84 $136.41 – $750.93
Abbott Northwestern Hospital MN 55407 $390.19 $180.95 – $497.45
Allina Health Faribault Medical Center Faribualt $112.84 $136.41 – $750.93

All Minnesota hospitals for this procedure →