Morphine 4 mg/ml injection (wrapper) at Buffalo Hospital

303 Catlin St, Buffalo, MN · Allinahealth · · NPI 1538123567

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$76.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$136.09

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (bdohsv) vs $40.47 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (bdohsv) united healthcare (bdosv) $0.01 ↓ -100%
blue cross blue shield bc pmap (b d o s v) $4.71 ↓ -94%
blue cross blue shield of minnesota bc premier (b d o s v) $5.31 ↓ -93%
blue cross blue shield bc aehp (b d o s v) $6.26 ↓ -92%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $6.72 ↓ -91%
blue cross blue shield bc aware/blue plus (b d o s v) $7.08 ↓ -91%
blue cross blue shield bc state health plan (b d o s v) $7.08 ↓ -91%
blue cross allina health blueprint (bdoshv) $7.98 ↓ -90%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $8.14 ↓ -89%
aetna aetna elevate (bdosv) $17.98 ↓ -76%
aetna aetna performance (bdosv) $18.99 ↓ -75%
medica health system medica dual solutions (b d v o s) $20.64 ↓ -73%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $23.99 ↓ -69%
healthpartners hpi (bdov) $27.40 ↓ -64%
medica health system medica elect (b d o s v) $29.03 ↓ -62%
health partners hpi cigna (bdov) $29.86 ↓ -61%
medica mhps medica mhps (bdosv) $30.30 ↓ -60%
medica medica essentials (b d o s v) $30.30 ↓ -60%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $31.22 ↓ -59%
medica health system medica choice (b d o s v) $31.89 ↓ -58%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $33.99 ↓ -55%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $33.99 ↓ -55%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $40.47 ↓ -47%

Visitor-reported prices

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Morphine 4 mg/ml injection (wrapper) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $61.28 $18.43 – $68.50
Sanford Bagley Medical Center Bagley $49.76 $14.81 – $55.06
Sanford Wheaton Wheaton $25.49 $7.59 – $28.21
Sanford Luverne Medical Center Luverne $61.89 $18.73 – $69.62
Sanford Bemidji Medical Center Bemidji $59.00 $1.02 – $50.56
Sanford Worthington Medical Center Worthington $146.20 $1.00 – $68.71
Sanford Tracy Hospital Tracy $61.18 $18.48 – $68.71
Sanford Thief River Falls Medical Center Thief River Falls $42.05 $15.15 – $39.69

All Minnesota hospitals for this procedure →