Morphine 4 mg/ml injection (wrapper) at Sanford Wheaton
401 12th St N, Wheaton, MN · Sanford Health · · NPI 1154615573
$25.49
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$31.86
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7.59 with Blue Cross Blue Shield of Minnesota vs $29.46 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $7.59 | ↓ -70% |
| Sanford Health Plan Align | Medicare Replacement | $15.80 | ↓ -38% |
| Ucare | Medicare Replacement | $16.95 | ↓ -34% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $17.11 | ↓ -33% |
| United Healthcare | Medicare Replacement | $17.11 | ↓ -33% |
| Aetna | Medicare Replacement | $17.11 | ↓ -33% |
| Great Plains Medicare Advantage | Medicare Replacement | $17.11 | ↓ -33% |
| Health Partners | Medicare Replacement | $17.11 | ↓ -33% |
| Security Health Plan | Commercial | $17.24 | ↓ -32% |
| Primewest | Medicare Replacement | $17.44 | ↓ -32% |
| Primewest | Medicaid Managed Care | $18.96 | ↓ -26% |
| Blue Cross Blue Shield of North Dakota | Commercial | $21.57 | ↓ -15% |
| Sanford Health Plan | Group Health/True | $24.74 | ↓ -3% |
| Health Partners | Commercial | $25.39 | ↓ -0% |
| United Healthcare | Commercial + Top 20 | $26.17 | ↑ +3% |
| Aetna | Commercial | $27.23 | ↑ +7% |
| Ucare | Commercial | $27.54 | ↑ +8% |
| Medica | Choice | $27.55 | ↑ +8% |
| Multiplan | Commercial | $28.21 | ↑ +11% |
| First Choice Health Network | Commercial | $28.21 | ↑ +11% |
| Healthez | Commercial | $28.21 | ↑ +11% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $29.00 | ↑ +14% |
| Sanford Health Plan | SD Exchange True | $29.11 | ↑ +14% |
| Sanford Health Plan | Commercial/ND Pers/SD Exchange Commercial | $29.11 | ↑ +14% |
| Medica | Elect | $29.46 | ↑ +16% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Morphine 4 mg/ml injection (wrapper) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Westbrook Hospital | Westbrook | $61.28 | $18.43 – $68.50 |
| Sanford Bagley Medical Center | Bagley | $49.76 | $14.81 – $55.06 |
| Sanford Luverne Medical Center | Luverne | $61.89 | $18.73 – $69.62 |
| Sanford Bemidji Medical Center | Bemidji | $59.00 | $1.02 – $50.56 |
| Sanford Worthington Medical Center | Worthington | $146.20 | $1.00 – $68.71 |
| Sanford Tracy Hospital | Tracy | $61.18 | $18.48 – $68.71 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $42.05 | $15.15 – $39.69 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $42.05 | $15.15 – $39.69 |