ER Visit (level 4) at Tug Valley ARH Regional Medical Center
260 Hospital Drive South, Williamson, KY · Arh · · NPI 1649270257
$1,761.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,936.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$191.80 with The Health Plan vs $2,642.40 with Aetna PPO — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| The Health Plan | Medicaid | $191.80 | ↓ -89% |
| United Healthcare | Medicare | $246.19 | ↓ -86% |
| The Health Plan | Medicare | $246.19 | ↓ -86% |
| Humana | Medicare | $246.19 | ↓ -86% |
| Anthem | Medicare Advantage | $246.19 | ↓ -86% |
| Aetna | Medicare | $246.19 | ↓ -86% |
| Optum CCN Region 1 | Veterans Affairs Plan | $246.19 | ↓ -86% |
| Optum CCN Region 2 | Veterans Affairs Plan | $246.19 | ↓ -86% |
| WellCare of Kentucky | Medicare | $246.19 | ↓ -86% |
| Anthem | Medicaid | $449.21 | ↓ -74% |
| Passport Molina | Medicaid | $449.21 | ↓ -74% |
| Humana | Medicaid | $449.21 | ↓ -74% |
| Aetna Better Health | Medicaid | $449.21 | ↓ -74% |
| WellCare of Kentucky | Medicaid | $557.84 | ↓ -68% |
| CareSoure Kentucky | Commercial | $1,761.60 | ↑ +0% |
| United Healthcare PPO | Commercial | $2,105.11 | ↑ +19% |
| UMR | Commercial | $2,105.11 | ↑ +19% |
| United Healthcare HMO | Commercial | $2,105.11 | ↑ +19% |
| Anthem HMO | Commercial | $2,438.64 | ↑ +38% |
| Anthem PPO | Commercial | $2,566.94 | ↑ +46% |
| Aetna POS | Commercial | $2,642.40 | ↑ +50% |
| Aetna PPO | Commercial | $2,642.40 | ↑ +50% |
Visitor-reported prices
Comments
ER Visit (level 4) at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $561.12 | $321.15 – $1,059.24 |
| Marcum Wallace Hospital | Irvine | $1,257.60 | not published |
| Lourdes Hospital | Paducah | $1,257.00 | not published |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $352.93 | $201.56 – $876.33 |
| CHI Saint Joseph Health - Saint Joseph London | London | $885.67 | $354.43 – $2,258.62 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $923.05 | $561.64 – $2,091.18 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $1,082.55 | $448.19 – $1,736.28 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $822.26 | $341.87 – $1,763.58 |