ER Visit (level 4) at CHI Saint Joseph Health - Saint Joseph London
1001 SAINT JOSEPH LANE, London, KY · CommonSpirit Health · · NPI 1992701429
$885.67
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,482.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$354.43 with Passport by Molina vs $2,258.62 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Passport by Molina | Medicaid|All Plans | $354.43 | ↓ -60% |
| Wellcare | Medicare|All Plans | $385.76 | ↓ -56% |
| Humana | Medicare|All Plans | $385.76 | ↓ -56% |
| BCBS - Anthem | Medicare|All Plans | $385.76 | ↓ -56% |
| United | Medicare|All Plans | $393.48 | ↓ -56% |
| Aetna | Medicare|All Plans | $397.33 | ↓ -55% |
| Passport by Molina | Medicare|All Plans | $405.05 | ↓ -54% |
| Wellcare | Medicaid|All Plans | $416.98 | ↓ -53% |
| Humana | Medicaid|All Plans | $521.22 | ↓ -41% |
| Aetna | Medicaid|Better Health | $521.22 | ↓ -41% |
| United | Medicaid|All Plans | $531.65 | ↓ -40% |
| BCBS - Anthem | Medicaid|All Plans | $547.29 | ↓ -38% |
| CareSource | Commercial|All Plans | $771.52 | ↓ -13% |
| BCBS - Anthem | Commercial|Pathway | $873.00 | ↓ -1% |
| BCBS - Anthem | Commercial|HMO PPO | $1,032.00 | ↑ +17% |
| United | Commercial|Options | $1,551.00 | ↑ +75% |
| United | Commercial|Non-Options | $1,551.00 | ↑ +75% |
| Humana | Commercial|All Plans | $1,787.04 | ↑ +102% |
| Multiplan | Commercial|All Plans | $2,258.62 | ↑ +155% |
Visitor-reported prices
Comments
ER Visit (level 4) at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $561.12 | $321.15 – $1,059.24 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $352.93 | $201.56 – $876.33 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $923.05 | $561.64 – $2,091.18 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $1,082.55 | $448.19 – $1,736.28 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $822.26 | $341.87 – $1,763.58 |
| Adventhealth Manchester | Manchester | $1,347.19 | $391.51 – $391.51 |