X-ray exam of femur 1 at Whitesburg ARH Hospital
240 Hospital Road, Whitesburg, KY · Arh · · NPI 1194723726
$237.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$395.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$32.15 with Passport Molina vs $177.30 with Aetna PPO — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Passport Molina | Medicaid | $32.15 | ↓ -86% |
| United Healthcare | Medicare | $46.75 | ↓ -80% |
| Optum CCN Region 2 | Veterans Affairs Plan | $46.75 | ↓ -80% |
| Anthem | Medicare Advantage | $46.75 | ↓ -80% |
| Aetna | Medicare | $46.75 | ↓ -80% |
| Optum CCN Region 1 | Veterans Affairs Plan | $46.75 | ↓ -80% |
| Humana | Medicare | $46.75 | ↓ -80% |
| WellCare of Kentucky | Medicare | $46.75 | ↓ -80% |
| WellCare of Kentucky | Medicaid | $49.25 | ↓ -79% |
| Aetna Better Health | Medicaid | $57.13 | ↓ -76% |
| Anthem | Medicaid | $57.13 | ↓ -76% |
| Humana | Medicaid | $58.84 | ↓ -75% |
| CareSoure Kentucky | Commercial | $118.20 | ↓ -50% |
| United Healthcare PPO | Commercial | $150.51 | ↓ -36% |
| UMR | Commercial | $150.51 | ↓ -36% |
| United Healthcare HMO | Commercial | $150.51 | ↓ -36% |
| Anthem HMO | Commercial | $163.63 | ↓ -31% |
| Anthem PPO | Commercial | $172.24 | ↓ -27% |
| Aetna POS | Commercial | $177.30 | ↓ -25% |
| Aetna PPO | Commercial | $177.30 | ↓ -25% |
Visitor-reported prices
Comments
X-ray exam of femur 1 at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Lourdes Hospital | Paducah | $301.80 | not published |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $88.33 | $50.45 – $219.31 |
| Adventhealth Manchester | Manchester | $559.05 | $81.65 – $81.65 |
| Baptist Health Corbin | Corbin | $614.99 | $410.00 – $820.00 |
| Baptist Health Lexington | Lexington | $614.99 | $76.34 – $410.00 |
| Baptist Health Hardin | Elizabethtown | $614.99 | $88.05 – $820.00 |
| Baptist Health La Grange | La Grange | $614.99 | $68.56 – $820.00 |
| Baptist Health Paducah | Paducah | $614.99 | $86.51 – $410.00 |