X-ray exam of femur 1 at Baptist Health Lexington

1740 Nicholasville Rd, Lexington, KY · Baptisthealth · · NPI 1538244918

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$614.99

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$819.98

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.90 with AETNA BETTER HLTH MCAID vs $410.00 with ANTHEM MCR SELECT — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA BETTER HLTH MCAID AETNA BETTER HLTH MCAID $36.90 ↓ -94%
WELLCARE MCAID WELLCARE MCAID $36.90 ↓ -94%
HUMANA MCAID HMO HUMANA MCAID HMO $36.90 ↓ -94%
UHC MCAID UHC MCAID $36.90 ↓ -94%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $36.90 ↓ -94%
CIGNA COMM - ALL PLANS CIGNA COMM - ALL PLANS $76.34 ↓ -88%
SIGNATURE ADV - ALL PLANS SIGNATURE ADV - ALL PLANS $84.99 ↓ -86%
ANTHEM MCR ADV ANTHEM MCR ADV $85.41 ↓ -86%
UHC NEW BUSINESS - ALL OTHER PLANS UHC NEW BUSINESS - ALL OTHER PLANS $88.05 ↓ -86%
UHC OLD BUSINESS UHC OLD BUSINESS $88.05 ↓ -86%
HUMANA MCR ADV - ALL OTHER PLANS HUMANA MCR ADV - ALL OTHER PLANS $90.94 ↓ -85%
ANTHEM BHS1 ANTHEM BHS1 $100.98 ↓ -84%
ANTHEM PATHWAY HMO ANTHEM PATHWAY HMO $165.76 ↓ -73%
AETNA NEW BUS AETNA NEW BUS $169.33 ↓ -72%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $169.98 ↓ -72%
CARESOURCE-ALL PLANS CARESOURCE-ALL PLANS $169.98 ↓ -72%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $172.78 ↓ -72%
AMBETTER/WCARE DIRECT IND - ALL PLANS AMBETTER/WCARE DIRECT IND - ALL PLANS $172.78 ↓ -72%
ANTHEM PATHWAY HPN ANTHEM PATHWAY HPN $181.92 ↓ -70%
CENTER CARE - ALL PLANS CENTER CARE - ALL PLANS $183.97 ↓ -70%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $196.51 ↓ -68%
ANTHEM BLUE PREF HMO ANTHEM BLUE PREF HMO $202.13 ↓ -67%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $202.13 ↓ -67%
ANTHEM TRAD - ALL OTHER PLANS ANTHEM TRAD - ALL OTHER PLANS $217.96 ↓ -65%
AETNA COMM - ALL OTHER PLANS AETNA COMM - ALL OTHER PLANS $223.45 ↓ -64%
SIHO-ALL PLANS SIHO-ALL PLANS $287.00 ↓ -53%
ENCORE PREFERRED ENCORE PREFERRED $300.00 ↓ -51%
PHCS-ALL PLANS PHCS-ALL PLANS $319.80 ↓ -48%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $323.90 ↓ -47%
ENCORE PPO - ALL OTHER PLANS ENCORE PPO - ALL OTHER PLANS $352.19 ↓ -43%
AETNA MCR ADV AETNA MCR ADV $410.00 ↓ -33%
ANTHEM MCR SELECT ANTHEM MCR SELECT $410.00 ↓ -33%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray exam of femur 1 at other Kentucky hospitals

Hospital City Cash price Negotiated range
Lourdes Hospital Paducah $301.80 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $88.33 $50.45 – $219.31
Adventhealth Manchester Manchester $559.05 $81.65 – $81.65
Baptist Health Corbin Corbin $614.99 $410.00 – $820.00
Whitesburg ARH Hospital Whitesburg $237.00 $46.75 – $46.75
Baptist Health Hardin Elizabethtown $614.99 $88.05 – $820.00
Baptist Health La Grange La Grange $614.99 $68.56 – $820.00
Baptist Health Paducah Paducah $614.99 $86.51 – $410.00

All Kentucky hospitals for this procedure →