Lower Back (Lumbar Spine) MRI (with and without contrast) at Baptist Health Paducah
2501 Kentucky Ave, Paducah, KY · Baptisthealth · · NPI 1730264128
$4,317.77
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,757.03
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$346.81 with SIGNATURE ADV - ALL PLANS vs $5,757.03 with PASSPORT MCR/MCAID — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| SIGNATURE ADV - ALL PLANS | SIGNATURE ADV - ALL PLANS | $346.81 | ↓ -92% |
| ANTHEM MCR ADV | ANTHEM MCR ADV | $348.54 | ↓ -92% |
| HUMANA MCR ADV - ALL OTHER PLANS | HUMANA MCR ADV - ALL OTHER PLANS | $364.15 | ↓ -92% |
| MOLINA MCAID - ALL PLANS | MOLINA MCAID - ALL PLANS | $460.56 | ↓ -89% |
| HUMANA MCAID | HUMANA MCAID | $460.56 | ↓ -89% |
| WELLCARE MCAID - ALL PLANS | WELLCARE MCAID - ALL PLANS | $460.56 | ↓ -89% |
| AETNA BETTER HLTH MCAID | AETNA BETTER HLTH MCAID | $460.56 | ↓ -89% |
| UHC MCAID | UHC MCAID | $460.56 | ↓ -89% |
| ANTHEM PATH HMO | ANTHEM PATH HMO | $467.00 | ↓ -89% |
| HEALTHLINK-ALL PLANS | HEALTHLINK-ALL PLANS | $562.00 | ↓ -87% |
| UHC ALL PAYER-ALL OTHER PLANS | UHC ALL PAYER-ALL OTHER PLANS | $620.00 | ↓ -86% |
| CARESOURCE-ALL PLANS | CARESOURCE-ALL PLANS | $624.25 | ↓ -86% |
| ANTHEM PATH HPN | ANTHEM PATH HPN | $657.00 | ↓ -85% |
| AMBETTER/WCARE IND MRKT | AMBETTER/WCARE IND MRKT | $667.95 | ↓ -85% |
| AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | $667.95 | ↓ -85% |
| ALLIANCE COAL - ALL PLANS | ALLIANCE COAL - ALL PLANS | $693.61 | ↓ -84% |
| ANTHEM BLUE ACCESS PPO | ANTHEM BLUE ACCESS PPO | $730.00 | ↓ -83% |
| ANTHEM BLUE PREF HMO | ANTHEM BLUE PREF HMO | $730.00 | ↓ -83% |
| PHCS-ALL PLANS | PHCS-ALL PLANS | $742.00 | ↓ -83% |
| AETNA-ALL OTHER PLANS | AETNA-ALL OTHER PLANS | $742.00 | ↓ -83% |
| CENTER CARE - ALL PLANS | CENTER CARE - ALL PLANS | $792.00 | ↓ -82% |
| CIGNA - ALL PLANS | CIGNA - ALL PLANS | $800.00 | ↓ -81% |
| ANTHEM BHS1 | ANTHEM BHS1 | $1,417.96 | ↓ -67% |
| ANTHEM BLUE TRAD - ALL OTHER PLANS | ANTHEM BLUE TRAD - ALL OTHER PLANS | $1,693.00 | ↓ -61% |
| MULTIPLAN-ALL PLANS | MULTIPLAN-ALL PLANS | $1,842.25 | ↓ -57% |
| ADVANCED MED -ALL PLANS | ADVANCED MED -ALL PLANS | $2,072.53 | ↓ -52% |
| SIHO-ALL PLANS | SIHO-ALL PLANS | $4,029.92 | ↓ -7% |
| AETNA MCR ADV | AETNA MCR ADV | $5,757.03 | ↑ +33% |
| PASSPORT MCR ADV - ALL OTHER PLANS | PASSPORT MCR ADV - ALL OTHER PLANS | $5,757.03 | ↑ +33% |
| PASSPORT MCR/MCAID | PASSPORT MCR/MCAID | $5,757.03 | ↑ +33% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with and without contrast) at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Lourdes Hospital | Paducah | $3,301.80 | not published |
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $1,614.40 | $923.99 – $3,047.59 |
| Marcum Wallace Hospital | Irvine | $3,039.60 | not published |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $1,558.28 | $889.95 – $3,869.32 |
| CHI Saint Joseph Health - Saint Joseph London | London | $1,453.75 | $581.77 – $3,707.34 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $1,177.72 | $567.00 – $2,668.12 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $1,449.06 | $567.00 – $2,799.16 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $1,902.48 | $755.26 – $4,080.44 |