Lower Back (Lumbar Spine) MRI (with and without contrast) at CHI Saint Joseph Health - Saint Joseph London
1001 SAINT JOSEPH LANE, London, KY · CommonSpirit Health · · NPI 1992701429
$1,453.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,074.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$323.53 with Humana vs $3,707.34 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare|All Plans | $323.53 | ↓ -78% |
| Wellcare | Medicare|All Plans | $323.53 | ↓ -78% |
| BCBS - Anthem | Medicare|All Plans | $323.53 | ↓ -78% |
| United | Medicare|All Plans | $330.00 | ↓ -77% |
| Aetna | Medicare|All Plans | $333.24 | ↓ -77% |
| Passport by Molina | Medicare|All Plans | $339.71 | ↓ -77% |
| Passport by Molina | Medicaid|All Plans | $581.77 | ↓ -60% |
| CareSource | Commercial|All Plans | $647.06 | ↓ -55% |
| Wellcare | Medicaid|All Plans | $684.44 | ↓ -53% |
| Humana | Commercial|All Plans | $755.26 | ↓ -48% |
| Aetna | Medicaid|Better Health | $855.54 | ↓ -41% |
| Humana | Medicaid|All Plans | $855.54 | ↓ -41% |
| United | Medicaid|All Plans | $872.66 | ↓ -40% |
| BCBS - Anthem | Medicaid|All Plans | $898.32 | ↓ -38% |
| BCBS - Anthem | Commercial|Pathway | $1,068.00 | ↓ -27% |
| BCBS - Anthem | Commercial|HMO PPO | $1,262.00 | ↓ -13% |
| United | Commercial|Options | $2,026.00 | ↑ +39% |
| United | Commercial|Non-Options | $2,026.00 | ↑ +39% |
| Multiplan | Commercial|All Plans | $3,707.34 | ↑ +155% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with and without contrast) at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $1,614.40 | $923.99 – $3,047.59 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $1,558.28 | $889.95 – $3,869.32 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $1,177.72 | $567.00 – $2,668.12 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $1,449.06 | $567.00 – $2,799.16 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $1,902.48 | $755.26 – $4,080.44 |
| Adventhealth Manchester | Manchester | $6,008.53 | $327.35 – $327.35 |