Kit ipg optimizer smart at Baptist Health Paducah
2501 Kentucky Ave, Paducah, KY · Baptisthealth · · NPI 1730264128
$228,735.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$304,980.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$24,398.40 with MOLINA MCAID - ALL PLANS vs $304,980.00 with PASSPORT MCR/MCAID — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MOLINA MCAID - ALL PLANS | MOLINA MCAID - ALL PLANS | $24,398.40 | ↓ -89% |
| HUMANA MCAID | HUMANA MCAID | $24,398.40 | ↓ -89% |
| AETNA BETTER HLTH MCAID | AETNA BETTER HLTH MCAID | $24,398.40 | ↓ -89% |
| WELLCARE MCAID - ALL PLANS | WELLCARE MCAID - ALL PLANS | $24,398.40 | ↓ -89% |
| UHC MCAID | UHC MCAID | $24,398.40 | ↓ -89% |
| ANTHEM PATH HMO | ANTHEM PATH HMO | $74,049.14 | ↓ -68% |
| ANTHEM BHS1 | ANTHEM BHS1 | $75,116.57 | ↓ -67% |
| MULTIPLAN-ALL PLANS | MULTIPLAN-ALL PLANS | $97,593.60 | ↓ -57% |
| ANTHEM PATH HPN | ANTHEM PATH HPN | $104,120.17 | ↓ -54% |
| HEALTHLINK-ALL PLANS | HEALTHLINK-ALL PLANS | $109,274.33 | ↓ -52% |
| ADVANCED MED -ALL PLANS | ADVANCED MED -ALL PLANS | $109,792.80 | ↓ -52% |
| CENTER CARE - ALL PLANS | CENTER CARE - ALL PLANS | $112,110.65 | ↓ -51% |
| AETNA-ALL OTHER PLANS | AETNA-ALL OTHER PLANS | $113,452.56 | ↓ -50% |
| PHCS-ALL PLANS | PHCS-ALL PLANS | $113,452.56 | ↓ -50% |
| ANTHEM BLUE PREF HMO | ANTHEM BLUE PREF HMO | $115,678.91 | ↓ -49% |
| ANTHEM BLUE ACCESS PPO | ANTHEM BLUE ACCESS PPO | $115,678.91 | ↓ -49% |
| CIGNA - ALL PLANS | CIGNA - ALL PLANS | $120,467.10 | ↓ -47% |
| ANTHEM BLUE TRAD - ALL OTHER PLANS | ANTHEM BLUE TRAD - ALL OTHER PLANS | $135,838.09 | ↓ -41% |
| SIHO-ALL PLANS | SIHO-ALL PLANS | $213,486.00 | ↓ -7% |
| UHC ALL PAYER-ALL OTHER PLANS | UHC ALL PAYER-ALL OTHER PLANS | $254,963.28 | ↑ +11% |
| PASSPORT MCR ADV - ALL OTHER PLANS | PASSPORT MCR ADV - ALL OTHER PLANS | $304,980.00 | ↑ +33% |
| AETNA MCR ADV | AETNA MCR ADV | $304,980.00 | ↑ +33% |
| PASSPORT MCR/MCAID | PASSPORT MCR/MCAID | $304,980.00 | ↑ +33% |
Visitor-reported prices
Comments
Kit ipg optimizer smart at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Lourdes Hospital | Paducah | $82,430.40 | not published |
| Marcum Wallace Hospital | Irvine | $68,229.72 | not published |
| Baptist Health Corbin | Corbin | $228,735.00 | $304,980.00 – $609,960.00 |
| Baptist Health Lexington | Lexington | $228,735.00 | $304,980.00 – $304,980.00 |
| Baptist Health Hardin | Elizabethtown | $228,735.00 | $304,980.00 – $609,960.00 |
| Baptist Health La Grange | La Grange | $228,735.00 | $304,980.00 – $609,960.00 |
| Baptist Health Louisville | Louisville | $228,735.00 | $304,980.00 – $304,980.00 |