Kit ipg optimizer smart at Baptist Health Corbin

1 Trillium Way, Corbin, KY · Baptisthealth · · NPI 1902865389

Source: hospital's published price file ↗ · Published Sep 15, 2026 · Ingested Sep 17, 2026

$228,735.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$304,980.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24,398.40 with HUMANA MCAID - ALL OTHER PLANS vs $609,960.00 with ALLIANCE COAL - ALL PLANS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MCAID - ALL OTHER PLANS HUMANA MCAID - ALL OTHER PLANS $24,398.40 ↓ -89%
WELLCARE MCAID - ALL PLANS WELLCARE MCAID - ALL PLANS $24,398.40 ↓ -89%
UHC MCAID UHC MCAID $24,398.40 ↓ -89%
AETNA BETTER HLTH MCAID AETNA BETTER HLTH MCAID $24,398.40 ↓ -89%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $24,398.40 ↓ -89%
ANTHEM BHS1 ANTHEM BHS1 $75,116.57 ↓ -67%
ANTHEM PATH HMO/HPN ANTHEM PATH HMO/HPN $135,411.12 ↓ -41%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $144,835.00 ↓ -37%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $150,446.63 ↓ -34%
ANTHEM BLUE PREF HMO ANTHEM BLUE PREF HMO $150,446.63 ↓ -34%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $150,446.63 ↓ -34%
UHC ALL PAYER-ALL OTHER PLANS UHC ALL PAYER-ALL OTHER PLANS $184,512.90 ↓ -19%
AETNA-ALL OTHER PLANS AETNA-ALL OTHER PLANS $243,770.51 ↑ +7%
SIHO-ALL PLANS SIHO-ALL PLANS $243,984.00 ↑ +7%
CENTER CARE- ALL PLANS CENTER CARE- ALL PLANS $245,935.87 ↑ +8%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $259,233.00 ↑ +13%
PHCS-ALL PLANS PHCS-ALL PLANS $289,731.00 ↑ +27%
AETNA MCR AETNA MCR $304,980.00 ↑ +33%
ANTHEM MCR SELECT ANTHEM MCR SELECT $304,980.00 ↑ +33%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $304,980.00 ↑ +33%
PASSPORT MCR/MCD PASSPORT MCR/MCD $304,980.00 ↑ +33%
SIGNATURE ADV - ALL PLANS SIGNATURE ADV - ALL PLANS $304,980.00 ↑ +33%
ANTHEM MCR ADV ANTHEM MCR ADV $306,504.90 ↑ +34%
HUMANA MCR ADV HUMANA MCR ADV $320,229.00 ↑ +40%
CARESOURCE-ALL PLANS CARESOURCE-ALL PLANS $548,964.00 ↑ +140%
AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS $587,391.48 ↑ +157%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $587,391.48 ↑ +157%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $609,960.00 ↑ +167%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Kit ipg optimizer smart at other Kentucky hospitals

Hospital City Cash price Negotiated range
Marcum Wallace Hospital Irvine $68,229.72 not published
Lourdes Hospital Paducah $82,430.40 not published
Baptist Health Lexington Lexington $228,735.00 $304,980.00 – $304,980.00
Baptist Health Hardin Elizabethtown $228,735.00 $304,980.00 – $609,960.00
Baptist Health La Grange La Grange $228,735.00 $304,980.00 – $609,960.00
Baptist Health Paducah Paducah $228,735.00 $304,980.00 – $304,980.00
Baptist Health Louisville Louisville $228,735.00 $304,980.00 – $304,980.00

All Kentucky hospitals for this procedure →