Insertion subcutaneous cardiac rhythm monitor at Baptist Health Paducah

2501 Kentucky Ave, Paducah, KY · Baptisthealth · · NPI 1730264128

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$42,130.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$56,173.63

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4,493.89 with UHC MCAID vs $56,173.63 with PASSPORT MCR/MCAID — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UHC MCAID UHC MCAID $4,493.89 ↓ -89%
HUMANA MCAID HUMANA MCAID $4,493.89 ↓ -89%
AETNA BETTER HLTH MCAID AETNA BETTER HLTH MCAID $4,493.89 ↓ -89%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $4,493.89 ↓ -89%
WELLCARE MCAID - ALL PLANS WELLCARE MCAID - ALL PLANS $4,493.89 ↓ -89%
SIGNATURE ADV - ALL PLANS SIGNATURE ADV - ALL PLANS $8,226.35 ↓ -80%
ANTHEM MCR ADV ANTHEM MCR ADV $8,267.48 ↓ -80%
HUMANA MCR ADV - ALL OTHER PLANS HUMANA MCR ADV - ALL OTHER PLANS $8,637.67 ↓ -79%
ANTHEM BHS1 ANTHEM BHS1 $13,835.57 ↓ -67%
CARESOURCE-ALL PLANS CARESOURCE-ALL PLANS $14,807.43 ↓ -65%
ANTHEM PATH HMO ANTHEM PATH HMO $15,380.34 ↓ -63%
AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS $15,843.95 ↓ -62%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $16,452.70 ↓ -61%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $17,975.56 ↓ -57%
ADVANCED MED -ALL PLANS ADVANCED MED -ALL PLANS $20,222.51 ↓ -52%
CENTER CARE - ALL PLANS CENTER CARE - ALL PLANS $20,649.43 ↓ -51%
AETNA-ALL OTHER PLANS AETNA-ALL OTHER PLANS $20,896.59 ↓ -50%
PHCS-ALL PLANS PHCS-ALL PLANS $20,896.59 ↓ -50%
ANTHEM PATH HPN ANTHEM PATH HPN $21,626.85 ↓ -49%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $22,699.76 ↓ -46%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $24,031.08 ↓ -43%
ANTHEM BLUE PREF HMO ANTHEM BLUE PREF HMO $24,031.08 ↓ -43%
CIGNA - ALL PLANS CIGNA - ALL PLANS $24,604.05 ↓ -42%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $25,019.73 ↓ -41%
UHC ALL PAYER-ALL OTHER PLANS UHC ALL PAYER-ALL OTHER PLANS $30,951.67 ↓ -27%
SIHO-ALL PLANS SIHO-ALL PLANS $39,321.54 ↓ -7%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $56,173.63 ↑ +33%
AETNA MCR ADV AETNA MCR ADV $56,173.63 ↑ +33%
PASSPORT MCR/MCAID PASSPORT MCR/MCAID $56,173.63 ↑ +33%

Visitor-reported prices

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Insertion subcutaneous cardiac rhythm monitor at other Kentucky hospitals

Hospital City Cash price Negotiated range
Lourdes Hospital Paducah $14,173.80 not published
CHI Saint Joseph Health - Saint Joseph London London $7,298.00 $2,920.55 – $18,611.32
CHI Saint Joseph Health - Saint Joseph East Lexington $7,453.88 $4,535.34 – $16,886.87
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $8,741.89 $4,359.04 – $16,886.87
Baptist Health Corbin Corbin $42,130.22 $56,173.63 – $112,347.26
Baptist Health Lexington Lexington $42,130.22 $8,081.78 – $56,173.63
Baptist Health Hardin Elizabethtown $42,130.22 $56,173.63 – $112,347.26
Baptist Health La Grange La Grange $42,130.22 $15,795.00 – $112,347.26

All Kentucky hospitals for this procedure →