Insertion subcutaneous cardiac rhythm monitor at Baptist Health Lexington

1740 Nicholasville Rd, Lexington, KY · Baptisthealth · · NPI 1538244918

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$42,130.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$56,173.63

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5,055.63 with AETNA BETTER HLTH MCAID vs $56,173.63 with ANTHEM MCR SELECT — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA BETTER HLTH MCAID AETNA BETTER HLTH MCAID $5,055.63 ↓ -88%
WELLCARE MCAID WELLCARE MCAID $5,055.63 ↓ -88%
HUMANA MCAID HMO HUMANA MCAID HMO $5,055.63 ↓ -88%
UHC MCAID UHC MCAID $5,055.63 ↓ -88%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $5,055.63 ↓ -88%
SIGNATURE ADV - ALL PLANS SIGNATURE ADV - ALL PLANS $8,081.78 ↓ -81%
ANTHEM MCR ADV ANTHEM MCR ADV $8,122.19 ↓ -81%
HUMANA MCR ADV - ALL OTHER PLANS HUMANA MCR ADV - ALL OTHER PLANS $8,647.50 ↓ -79%
ANTHEM BHS1 ANTHEM BHS1 $13,835.57 ↓ -67%
CIGNA COMM - ALL PLANS CIGNA COMM - ALL PLANS $14,838.00 ↓ -65%
CARESOURCE-ALL PLANS CARESOURCE-ALL PLANS $16,163.56 ↓ -62%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $16,163.56 ↓ -62%
AMBETTER/WCARE DIRECT IND - ALL PLANS AMBETTER/WCARE DIRECT IND - ALL PLANS $16,430.26 ↓ -61%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $16,430.26 ↓ -61%
UHC NEW BUSINESS - ALL OTHER PLANS UHC NEW BUSINESS - ALL OTHER PLANS $19,885.47 ↓ -53%
ANTHEM PATHWAY HMO ANTHEM PATHWAY HMO $22,711.00 ↓ -46%
AETNA NEW BUS AETNA NEW BUS $23,199.71 ↓ -45%
ANTHEM PATHWAY HPN ANTHEM PATHWAY HPN $24,924.24 ↓ -41%
CENTER CARE - ALL PLANS CENTER CARE - ALL PLANS $25,205.11 ↓ -40%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $26,924.02 ↓ -36%
ANTHEM BLUE PREF HMO ANTHEM BLUE PREF HMO $27,693.60 ↓ -34%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $27,693.60 ↓ -34%
ENCORE PREFERRED ENCORE PREFERRED $28,367.68 ↓ -33%
ANTHEM TRAD - ALL OTHER PLANS ANTHEM TRAD - ALL OTHER PLANS $29,861.90 ↓ -29%
AETNA COMM - ALL OTHER PLANS AETNA COMM - ALL OTHER PLANS $30,614.63 ↓ -27%
UHC OLD BUSINESS UHC OLD BUSINESS $30,895.50 ↓ -27%
SIHO-ALL PLANS SIHO-ALL PLANS $39,321.54 ↓ -7%
PHCS-ALL PLANS PHCS-ALL PLANS $43,815.43 ↑ +4%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $44,377.17 ↑ +5%
ENCORE PPO - ALL OTHER PLANS ENCORE PPO - ALL OTHER PLANS $48,253.15 ↑ +15%
AETNA MCR ADV AETNA MCR ADV $56,173.63 ↑ +33%
ANTHEM MCR SELECT ANTHEM MCR SELECT $56,173.63 ↑ +33%

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Insertion subcutaneous cardiac rhythm monitor at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph East Lexington $7,453.88 $4,535.34 – $16,886.87
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $8,741.89 $4,359.04 – $16,886.87
Lourdes Hospital Paducah $14,173.80 not published
CHI Saint Joseph Health - Saint Joseph London London $7,298.00 $2,920.55 – $18,611.32
Baptist Health Corbin Corbin $42,130.22 $56,173.63 – $112,347.26
Baptist Health Hardin Elizabethtown $42,130.22 $56,173.63 – $112,347.26
Baptist Health La Grange La Grange $42,130.22 $15,795.00 – $112,347.26
Baptist Health Paducah Paducah $42,130.22 $8,226.35 – $56,173.63

All Kentucky hospitals for this procedure →