ER Visit (level 4) at Baptist Health Paducah
2501 Kentucky Ave, Paducah, KY · Baptisthealth · · NPI 1730264128
$2,160.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,881.27
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$230.50 with HUMANA MCAID vs $2,881.27 with PASSPORT MCR/MCAID — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HUMANA MCAID | HUMANA MCAID | $230.50 | ↓ -89% |
| MOLINA MCAID - ALL PLANS | MOLINA MCAID - ALL PLANS | $230.50 | ↓ -89% |
| UHC MCAID | UHC MCAID | $230.50 | ↓ -89% |
| AETNA BETTER HLTH MCAID | AETNA BETTER HLTH MCAID | $230.50 | ↓ -89% |
| SIGNATURE ADV - ALL PLANS | SIGNATURE ADV - ALL PLANS | $414.79 | ↓ -81% |
| ANTHEM MCR ADV | ANTHEM MCR ADV | $416.86 | ↓ -81% |
| HUMANA MCR ADV - ALL OTHER PLANS | HUMANA MCR ADV - ALL OTHER PLANS | $435.53 | ↓ -80% |
| WELLCARE MCAID - ALL PLANS | WELLCARE MCAID - ALL PLANS | $557.43 | ↓ -74% |
| ANTHEM BHS1 | ANTHEM BHS1 | $709.66 | ↓ -67% |
| CARESOURCE-ALL PLANS | CARESOURCE-ALL PLANS | $746.62 | ↓ -65% |
| AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | $798.89 | ↓ -63% |
| ALLIANCE COAL - ALL PLANS | ALLIANCE COAL - ALL PLANS | $829.58 | ↓ -62% |
| MULTIPLAN-ALL PLANS | MULTIPLAN-ALL PLANS | $922.01 | ↓ -57% |
| ADVANCED MED -ALL PLANS | ADVANCED MED -ALL PLANS | $1,037.26 | ↓ -52% |
| CENTER CARE - ALL PLANS | CENTER CARE - ALL PLANS | $1,059.15 | ↓ -51% |
| AETNA-ALL OTHER PLANS | AETNA-ALL OTHER PLANS | $1,071.83 | ↓ -50% |
| PHCS-ALL PLANS | PHCS-ALL PLANS | $1,071.83 | ↓ -50% |
| ANTHEM PATH HMO | ANTHEM PATH HMO | $1,171.00 | ↓ -46% |
| CIGNA - ALL PLANS | CIGNA - ALL PLANS | $1,262.00 | ↓ -42% |
| HEALTHLINK-ALL PLANS | HEALTHLINK-ALL PLANS | $1,409.00 | ↓ -35% |
| ANTHEM PATH HPN | ANTHEM PATH HPN | $1,647.00 | ↓ -24% |
| ANTHEM BLUE TRAD - ALL OTHER PLANS | ANTHEM BLUE TRAD - ALL OTHER PLANS | $1,748.00 | ↓ -19% |
| UHC ALL PAYER-ALL OTHER PLANS | UHC ALL PAYER-ALL OTHER PLANS | $1,819.00 | ↓ -16% |
| ANTHEM BLUE ACCESS PPO | ANTHEM BLUE ACCESS PPO | $1,830.00 | ↓ -15% |
| ANTHEM BLUE PREF HMO | ANTHEM BLUE PREF HMO | $1,830.00 | ↓ -15% |
| SIHO-ALL PLANS | SIHO-ALL PLANS | $2,016.89 | ↓ -7% |
| PASSPORT MCR ADV - ALL OTHER PLANS | PASSPORT MCR ADV - ALL OTHER PLANS | $2,881.27 | ↑ +33% |
| AETNA MCR ADV | AETNA MCR ADV | $2,881.27 | ↑ +33% |
| PASSPORT MCR/MCAID | PASSPORT MCR/MCAID | $2,881.27 | ↑ +33% |
Visitor-reported prices
Comments
ER Visit (level 4) at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Lourdes Hospital | Paducah | $1,257.00 | not published |
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $561.12 | $321.15 – $1,059.24 |
| Marcum Wallace Hospital | Irvine | $1,257.60 | not published |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $352.93 | $201.56 – $876.33 |
| CHI Saint Joseph Health - Saint Joseph London | London | $885.67 | $354.43 – $2,258.62 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $923.05 | $561.64 – $2,091.18 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $1,082.55 | $448.19 – $1,736.28 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $822.26 | $341.87 – $1,763.58 |