Pelvic MRI (without contrast) at Baptist Health Louisville

4000 Kresge Way, Louisville, KY · Baptisthealth · · NPI 1265539498

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$3,202.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,270.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$209.94 with CIGNA - ALL PLANS vs $4,270.20 with ANTHEM MCR SELECT — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA - ALL PLANS CIGNA - ALL PLANS $209.94 ↓ -93%
SIG ADVANTAGE - ALL PLANS SIG ADVANTAGE - ALL PLANS $229.41 ↓ -93%
ANTHEM MCR ADV ANTHEM MCR ADV $230.55 ↓ -93%
HUMANA MCR ADV HUMANA MCR ADV $240.88 ↓ -92%
CARESOURCE-ALL PLANS CARESOURCE-ALL PLANS $412.93 ↓ -87%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $441.84 ↓ -86%
AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS $441.84 ↓ -86%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $458.81 ↓ -86%
AETNA MCAID AETNA MCAID $469.72 ↓ -85%
WELLCARE MCAID - ALL PLANS WELLCARE MCAID - ALL PLANS $469.72 ↓ -85%
UHC MCAID UHC MCAID $469.72 ↓ -85%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $469.72 ↓ -85%
HUMANA MCAID - ALL OTHER PLANS HUMANA MCAID - ALL OTHER PLANS $469.72 ↓ -85%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $590.00 ↓ -82%
ANTHEM PATH HPN ANTHEM PATH HPN $677.00 ↓ -79%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $752.00 ↓ -77%
ANTHEM PATH HMO ANTHEM PATH HMO $752.00 ↓ -77%
ANTHEM BLUE PREF HMO/HIC ANTHEM BLUE PREF HMO/HIC $752.00 ↓ -77%
ANTHEM INDIANA HMO ANTHEM INDIANA HMO $752.00 ↓ -77%
AETNA NEW BUS - ALL OTHER PLANS AETNA NEW BUS - ALL OTHER PLANS $921.00 ↓ -71%
ANTHEM BHS1 ANTHEM BHS1 $1,051.75 ↓ -67%
AETNA COMM AETNA COMM $1,209.60 ↓ -62%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $1,541.00 ↓ -52%
SIHO EXCLUS NTWRK SIHO EXCLUS NTWRK $1,921.59 ↓ -40%
UHC ALL PAYER NEW - ALL OTHER PLANS UHC ALL PAYER NEW - ALL OTHER PLANS $2,099.00 ↓ -34%
SIHO DUAL NTWRK SIHO DUAL NTWRK $2,135.10 ↓ -33%
UHC ALL PAYER OLD UHC ALL PAYER OLD $2,362.00 ↓ -26%
SIHO PPO - ALL OTHER PLANS SIHO PPO - ALL OTHER PLANS $2,989.14 ↓ -7%
PHCS-ALL PLANS PHCS-ALL PLANS $2,989.14 ↓ -7%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $3,629.67 ↑ +13%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $3,816.70 ↑ +19%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $4,270.20 ↑ +33%
AETNA MCR ADV AETNA MCR ADV $4,270.20 ↑ +33%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $4,270.20 ↑ +33%
ANTHEM MCR SELECT ANTHEM MCR SELECT $4,270.20 ↑ +33%

Visitor-reported prices

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Pelvic MRI (without contrast) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $738.51 $422.68 – $1,394.12
Marcum Wallace Hospital Irvine $1,768.80 not published
Lourdes Hospital Paducah $2,273.40 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $953.59 $544.60 – $2,367.82
CHI Saint Joseph Health - Saint Joseph London London $1,136.88 $454.97 – $2,899.26
CHI Saint Joseph Health - Saint Joseph East Lexington $771.62 $469.50 – $1,748.11
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $953.95 $359.87 – $1,394.12
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $1,262.67 $524.97 – $2,708.16

All Kentucky hospitals for this procedure →