Pelvic MRI (without contrast) at CHI Saint Joseph Health - Saint Joseph East

150 North Eagle Creek Drive, Lexington, KY · CommonSpirit Health · · NPI 1447457775

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$771.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,921.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$237.49 with Humana vs $1,748.11 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare|All Plans $237.49 ↓ -69%
Wellcare Medicare|All Plans $237.49 ↓ -69%
BCBS - Anthem Medicare|All Plans $237.49 ↓ -69%
Aetna Medicare|All Plans $244.61 ↓ -68%
United Medicare|All Plans $246.99 ↓ -68%
Passport by Molina Medicare|All Plans $249.36 ↓ -68%
Passport by Molina Medicaid|All Plans $469.50 ↓ -39%
CareSource Commercial|All Plans $474.98 ↓ -38%
Wellcare Medicaid|All Plans $489.48 ↓ -37%
Humana Medicaid|All Plans $494.47 ↓ -36%
Aetna Medicaid|Better Health $499.46 ↓ -35%
United Medicaid|Community Plan $509.45 ↓ -34%
BCBS - Anthem Medicaid|All Plans $524.44 ↓ -32%
BCBS - Anthem Commercial|Pathway $567.00 ↓ -27%
BCBS - Anthem Commercial|HMO PPO $590.00 ↓ -24%
Humana Commercial|All Plans $866.35 ↑ +12%
Aetna Commercial|HMO $1,210.23 ↑ +57%
Aetna Commercial|PPO $1,210.23 ↑ +57%
Aetna Commercial|All Other Plans $1,210.23 ↑ +57%
Cigna Commercial|PPO $1,229.44 ↑ +59%
Cigna Commercial|All Other Plans $1,229.44 ↑ +59%
United Commercial|Non-Options $1,530.00 ↑ +98%
United Commercial|Options PPO $1,594.43 ↑ +107%
Multiplan Commercial|All Plans $1,748.11 ↑ +127%

Visitor-reported prices

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Pelvic MRI (without contrast) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $953.95 $359.87 – $1,394.12
CHI Saint Joseph Health - Saint Joseph Berea Berea $738.51 $422.68 – $1,394.12
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $953.59 $544.60 – $2,367.82
CHI Saint Joseph Health - Saint Joseph London London $1,136.88 $454.97 – $2,899.26
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $1,262.67 $524.97 – $2,708.16
Adventhealth Manchester Manchester $4,467.59 $223.88 – $223.88

All Kentucky hospitals for this procedure →