Icd cobalt xt dr MRI is1 df1 at Baptist Health Louisville

4000 Kresge Way, Louisville, KY · Baptisthealth · · NPI 1265539498

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$114,367.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$152,490.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10,193.37 with HUMANA MCAID - ALL OTHER PLANS vs $92,667.00 with PASSPORT MCR ADV - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MCAID - ALL OTHER PLANS HUMANA MCAID - ALL OTHER PLANS $10,193.37 ↓ -91%
AETNA MCAID AETNA MCAID $10,193.37 ↓ -91%
WELLCARE MCAID - ALL PLANS WELLCARE MCAID - ALL PLANS $10,193.37 ↓ -91%
UHC MCAID UHC MCAID $10,193.37 ↓ -91%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $10,193.37 ↓ -91%
CIGNA - ALL PLANS CIGNA - ALL PLANS $18,533.40 ↓ -84%
UHC ALL PAYER NEW - ALL OTHER PLANS UHC ALL PAYER NEW - ALL OTHER PLANS $22,518.08 ↓ -80%
ANTHEM BHS1 ANTHEM BHS1 $22,823.88 ↓ -80%
ANTHEM PATH HPN ANTHEM PATH HPN $25,261.02 ↓ -78%
UHC ALL PAYER OLD UHC ALL PAYER OLD $25,946.76 ↓ -77%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $27,012.43 ↓ -76%
ANTHEM PATH HMO ANTHEM PATH HMO $28,068.83 ↓ -75%
ANTHEM INDIANA HMO ANTHEM INDIANA HMO $28,068.83 ↓ -75%
ANTHEM BLUE PREF HMO/HIC ANTHEM BLUE PREF HMO/HIC $28,068.83 ↓ -75%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $28,068.83 ↓ -75%
AETNA NEW BUS - ALL OTHER PLANS AETNA NEW BUS - ALL OTHER PLANS $30,302.11 ↓ -74%
AETNA COMM AETNA COMM $39,309.34 ↓ -66%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $41,005.15 ↓ -64%
SIHO EXCLUS NTWRK SIHO EXCLUS NTWRK $41,700.15 ↓ -64%
SIHO DUAL NTWRK SIHO DUAL NTWRK $46,333.50 ↓ -59%
PHCS-ALL PLANS PHCS-ALL PLANS $64,866.90 ↓ -43%
SIHO PPO - ALL OTHER PLANS SIHO PPO - ALL OTHER PLANS $64,866.90 ↓ -43%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $78,766.95 ↓ -31%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $82,825.76 ↓ -28%
ANTHEM MCR SELECT ANTHEM MCR SELECT $92,667.00 ↓ -19%
AETNA MCR ADV AETNA MCR ADV $92,667.00 ↓ -19%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $92,667.00 ↓ -19%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $92,667.00 ↓ -19%

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $5,588.46 $3.59 – $11.83
Marcum Wallace Hospital Irvine $77,073.34 not published
Lourdes Hospital Paducah $93,114.65 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $4,248.61 $2.73 – $11.83
CHI Saint Joseph Health - Saint Joseph London London $4,136.80 $1.86 – $11.83
CHI Saint Joseph Health - Saint Joseph East Lexington $4,656.62 $3.18 – $11.83
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $5,838.45 $3.06 – $11.83
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $4,918.69 $2.30 – $11.83

All Kentucky hospitals for this procedure →