Icd cobalt xt dr MRI is1 df1 at CHI Saint Joseph Health - Saint Joseph Berea

305 Estill Street, Berea, KY · CommonSpirit Health · · NPI 1740488386

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,588.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,593.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.59 with Wellcare vs $11.83 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicaid|All Plans $3.59 ↓ -100%
Wellcare Medicare|All Plans $3.64 ↓ -100%
BCBS - Anthem Medicare|All Plans $3.64 ↓ -100%
Humana Medicare|All Plans $3.64 ↓ -100%
United Medicare|All Plans $3.72 ↓ -100%
Aetna Medicare|All Plans $3.75 ↓ -100%
Passport by Molina Medicare|All Plans $3.83 ↓ -100%
Humana Medicaid|All Plans $4.03 ↓ -100%
Aetna Medicaid|Better Health $4.03 ↓ -100%
Passport by Molina Medicaid|All Plans $4.12 ↓ -100%
United Medicaid|All Plans $4.12 ↓ -100%
BCBS - Anthem Medicaid|All Plans $4.24 ↓ -100%
Humana Commercial|All Plans $5.98 ↓ -100%
United Commercial|Non-Options $7.02 ↓ -100%
United Commercial|Options $7.02 ↓ -100%
CareSource Commercial|All Plans $7.28 ↓ -100%
BCBS - Anthem Commercial|Pathway $8.19 ↓ -100%
Cigna Commercial|PPO $8.97 ↓ -100%
Cigna Commercial|All Other Plans $8.97 ↓ -100%
BCBS - Anthem Commercial|HMO PPO $9.36 ↓ -100%
Aetna Commercial|All Other Plans $10.01 ↓ -100%
Aetna Commercial|PPO $10.01 ↓ -100%
Aetna Commercial|HMO $10.01 ↓ -100%
Multiplan Commercial|All Plans $11.83 ↓ -100%

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $4,248.61 $2.73 – $11.83
CHI Saint Joseph Health - Saint Joseph London London $4,136.80 $1.86 – $11.83
CHI Saint Joseph Health - Saint Joseph East Lexington $4,656.62 $3.18 – $11.83
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $5,838.45 $3.06 – $11.83
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $4,918.69 $2.30 – $11.83

All Kentucky hospitals for this procedure →