Ghs vaginal delivery only at CHI Saint Joseph Health - Saint Joseph London

1001 SAINT JOSEPH LANE, London, KY · CommonSpirit Health · · NPI 1992701429

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,391.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,900.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$556.92 with Passport by Molina vs $5,760.80 with CareSource — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $556.92 ↓ -60%
Wellcare Medicaid|All Plans $655.20 ↓ -53%
Aetna Medicaid|Better Health $819.00 ↓ -41%
Humana Medicaid|All Plans $819.00 ↓ -41%
United Medicaid|All Plans $835.38 ↓ -40%
BCBS - Anthem Medicaid|All Plans $859.95 ↓ -38%
BCBS - Anthem Commercial|Pathway $1,994.00 ↑ +43%
BCBS - Anthem Commercial|HMO PPO $2,356.00 ↑ +69%
United Commercial|Non-Options $2,379.00 ↑ +71%
United Commercial|Options $2,379.00 ↑ +71%
Humana Commercial|All Plans $2,808.00 ↑ +102%
Humana Medicare|All Plans $2,880.40 ↑ +107%
Wellcare Medicare|All Plans $2,880.40 ↑ +107%
BCBS - Anthem Medicare|All Plans $2,880.40 ↑ +107%
United Medicare|All Plans $2,938.01 ↑ +111%
Aetna Medicare|All Plans $2,966.81 ↑ +113%
Passport by Molina Medicare|All Plans $3,024.42 ↑ +117%
Multiplan Commercial|All Plans $3,549.00 ↑ +155%
CareSource Commercial|All Plans $5,760.80 ↑ +314%

Visitor-reported prices

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Ghs vaginal delivery only at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $1,352.17 $773.90 – $2,552.55
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $1,202.43 $686.72 – $2,985.71
CHI Saint Joseph Health - Saint Joseph East Lexington $1,670.97 $1,016.71 – $3,785.60
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $2,095.06 $977.19 – $3,785.60
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $1,392.07 $578.77 – $2,985.71
Adventhealth Manchester Manchester $5,785.13 $3,037.37 – $3,037.37

All Kentucky hospitals for this procedure →