Ghs vaginal delivery only at CHI Saint Joseph Health - Saint Joseph Hospital
1 Saint Joseph Drive, Lexington, KY · CommonSpirit Health · · NPI 1437150984
$2,095.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,160.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$977.19 with Passport by Molina vs $6,247.64 with CareSource — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Passport by Molina | Medicaid|All Plans | $977.19 | ↓ -53% |
| Humana | Medicaid|All Plans | $1,100.74 | ↓ -47% |
| Aetna | Medicaid|Better Health | $1,123.20 | ↓ -46% |
| United | Medicaid|All Plans | $1,145.67 | ↓ -45% |
| Wellcare | Medicaid|All Plans | $1,156.90 | ↓ -45% |
| BCBS - Anthem | Medicaid|All Plans | $1,179.36 | ↓ -44% |
| Humana | Commercial|All Plans | $1,538.38 | ↓ -27% |
| United | Commercial|All Other Plans | $1,996.80 | ↓ -5% |
| BCBS - Anthem | Commercial|Pathway | $2,011.00 | ↓ -4% |
| BCBS - Anthem | Commercial|HMO PPO | $2,376.00 | ↑ +13% |
| Cigna | Commercial|All Other Plans | $2,620.80 | ↑ +25% |
| Aetna | Commercial|All Other Plans | $2,620.80 | ↑ +25% |
| Aetna | Commercial|PPO | $2,620.80 | ↑ +25% |
| Aetna | Commercial|HMO | $2,620.80 | ↑ +25% |
| Cigna | Commercial|PPO | $2,620.80 | ↑ +25% |
| United | Commercial|Non-Options | $3,036.80 | ↑ +45% |
| United | Commercial|Options | $3,036.80 | ↑ +45% |
| United | Commercial|PPO | $3,120.00 | ↑ +49% |
| Humana | Medicare|All Plans | $3,123.82 | ↑ +49% |
| Wellcare | Medicare|All Plans | $3,123.82 | ↑ +49% |
| BCBS - Anthem | Medicare|All Plans | $3,123.82 | ↑ +49% |
| Aetna | Medicare|All Plans | $3,217.53 | ↑ +54% |
| United | Medicare|All Plans | $3,248.77 | ↑ +55% |
| Passport by Molina | Medicare|All Plans | $3,280.01 | ↑ +57% |
| Multiplan | Commercial|All Plans | $3,785.60 | ↑ +81% |
| CareSource | Commercial|All Plans | $6,247.64 | ↑ +198% |
Visitor-reported prices
Comments
Ghs vaginal delivery only at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $1,670.97 | $1,016.71 – $3,785.60 |
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $1,352.17 | $773.90 – $2,552.55 |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $1,202.43 | $686.72 – $2,985.71 |
| CHI Saint Joseph Health - Saint Joseph London | London | $1,391.66 | $556.92 – $3,549.00 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $1,392.07 | $578.77 – $2,985.71 |
| Adventhealth Manchester | Manchester | $5,785.13 | $3,037.37 – $3,037.37 |