3-d radiotherapy plan at CHI Saint Joseph Health - Saint Joseph London

1001 SAINT JOSEPH LANE, London, KY · CommonSpirit Health · · NPI 1992701429

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,677.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,700.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$671.16 with Passport by Molina vs $4,277.00 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $671.16 ↓ -60%
Humana Commercial|All Plans $777.47 ↓ -54%
Wellcare Medicaid|All Plans $789.60 ↓ -53%
Aetna Medicaid|Better Health $987.00 ↓ -41%
Humana Medicaid|All Plans $987.00 ↓ -41%
United Medicaid|All Plans $1,006.74 ↓ -40%
BCBS - Anthem Medicaid|All Plans $1,036.35 ↓ -38%
Humana Medicare|All Plans $1,239.53 ↓ -26%
Wellcare Medicare|All Plans $1,239.53 ↓ -26%
BCBS - Anthem Medicare|All Plans $1,239.53 ↓ -26%
United Medicare|All Plans $1,264.32 ↓ -25%
Aetna Medicare|All Plans $1,276.72 ↓ -24%
Passport by Molina Medicare|All Plans $1,301.51 ↓ -22%
CareSource Commercial|All Plans $2,479.06 ↑ +48%
United Commercial|Non-Options $3,290.00 ↑ +96%
United Commercial|Options $3,290.00 ↑ +96%
Multiplan Commercial|All Plans $4,277.00 ↑ +155%

Visitor-reported prices

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3-d radiotherapy plan at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $2,157.68 $1,234.93 – $4,073.16
CHI Saint Joseph Health - Saint Joseph East Lexington $3,775.75 $777.47 – $8,554.00
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $2,214.10 $777.47 – $4,277.00
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $1,146.84 $476.81 – $2,459.73

All Kentucky hospitals for this procedure →