3-d radiotherapy plan at CHI Saint Joseph Health - Saint Joseph East

150 North Eagle Creek Drive, Lexington, KY · CommonSpirit Health · · NPI 1447457775

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,775.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$9,400.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$777.47 with Humana vs $8,554.00 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Commercial|All Plans $777.47 ↓ -79%
Wellcare Medicare|All Plans $1,344.29 ↓ -64%
BCBS - Anthem Medicare|All Plans $1,344.29 ↓ -64%
Humana Medicare|All Plans $1,344.29 ↓ -64%
Aetna Medicare|All Plans $1,384.62 ↓ -63%
United Medicare|All Plans $1,398.06 ↓ -63%
Passport by Molina Medicare|All Plans $1,411.50 ↓ -63%
Passport by Molina Medicaid|All Plans $2,297.36 ↓ -39%
Wellcare Medicaid|All Plans $2,395.12 ↓ -37%
Humana Medicaid|All Plans $2,419.56 ↓ -36%
Aetna Medicaid|Better Health $2,444.00 ↓ -35%
United Medicaid|Community Plan $2,492.88 ↓ -34%
BCBS - Anthem Medicaid|All Plans $2,566.20 ↓ -32%
CareSource Commercial|All Plans $2,688.58 ↓ -29%
Aetna Commercial|All Other Plans $5,922.00 ↑ +57%
Aetna Commercial|PPO $5,922.00 ↑ +57%
Aetna Commercial|HMO $5,922.00 ↑ +57%
Cigna Commercial|PPO $6,016.00 ↑ +59%
Cigna Commercial|All Other Plans $6,016.00 ↑ +59%
United Commercial|Non-Options $6,110.00 ↑ +62%
United Commercial|Options PPO $7,144.00 ↑ +89%
Multiplan Commercial|All Plans $8,554.00 ↑ +127%

Visitor-reported prices

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3-d radiotherapy plan at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $2,214.10 $777.47 – $4,277.00
CHI Saint Joseph Health - Saint Joseph Berea Berea $2,157.68 $1,234.93 – $4,073.16
CHI Saint Joseph Health - Saint Joseph London London $1,677.13 $671.16 – $4,277.00
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $1,146.84 $476.81 – $2,459.73

All Kentucky hospitals for this procedure →