Clsd tx/fx/phalanx/phalang/manip 28515 at Hazard ARH Regional Medical Center

100 Medical Center Drive, Hazard, KY · Arh · · NPI 1609869916

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$286.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$478.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$107.26 with Aetna Better Health vs $430.20 with Aetna PPO — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Better Health Medicaid $107.26 ↓ -63%
Passport Molina Medicaid $107.26 ↓ -63%
Humana Medicaid $107.26 ↓ -63%
Anthem Medicaid $107.26 ↓ -63%
WellCare of Kentucky Medicaid $114.72 ↓ -60%
Optum CCN Region 2 Veterans Affairs Plan $194.95 ↓ -32%
Humana Medicare $194.95 ↓ -32%
United Healthcare Medicare $194.95 ↓ -32%
Anthem Medicare Advantage $194.95 ↓ -32%
Aetna Medicare $194.95 ↓ -32%
Optum CCN Region 1 Veterans Affairs Plan $194.95 ↓ -32%
WellCare of Kentucky Medicare $194.95 ↓ -32%
CareSoure Kentucky Commercial $286.80 ↑ +0%
United Healthcare PPO Commercial $353.72 ↑ +23%
United Healthcare HMO Commercial $353.72 ↑ +23%
UMR Commercial $353.72 ↑ +23%
Anthem HMO Commercial $397.03 ↑ +38%
Anthem Traditiona/PPO Commercial $417.92 ↑ +46%
Aetna POS Commercial $430.20 ↑ +50%
Aetna PPO Commercial $430.20 ↑ +50%

Visitor-reported prices

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Clsd tx/fx/phalanx/phalang/manip 28515 at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $339.37 $194.24 – $640.64
Marcum Wallace Hospital Irvine $519.60 not published
Lourdes Hospital Paducah $1,794.60 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $178.11 $101.72 – $442.26
CHI Saint Joseph Health - Saint Joseph London London $207.33 $82.97 – $528.71
CHI Saint Joseph Health - Saint Joseph East Lexington $351.07 $213.61 – $795.34
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $411.73 $205.31 – $795.34
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $365.31 $151.89 – $783.51

All Kentucky hospitals for this procedure →