Clsd tx/fx/phalanx/phalang/manip 28515 at CHI Saint Joseph Health - Saint Joseph London

1001 SAINT JOSEPH LANE, London, KY · CommonSpirit Health · · NPI 1992701429

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$207.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$581.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$82.97 with Passport by Molina vs $528.71 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Passport by Molina Medicaid|All Plans $82.97 ↓ -60%
Wellcare Medicaid|All Plans $97.61 ↓ -53%
Aetna Medicaid|Better Health $122.01 ↓ -41%
Humana Medicaid|All Plans $122.01 ↓ -41%
United Medicaid|All Plans $124.46 ↓ -40%
BCBS - Anthem Medicaid|All Plans $128.12 ↓ -38%
BCBS - Anthem Medicare|All Plans $217.31 ↑ +5%
Wellcare Medicare|All Plans $217.31 ↑ +5%
Humana Medicare|All Plans $217.31 ↑ +5%
United Medicare|All Plans $221.66 ↑ +7%
Aetna Medicare|All Plans $223.83 ↑ +8%
Passport by Molina Medicare|All Plans $228.18 ↑ +10%
United Commercial|Non-Options $354.41 ↑ +71%
United Commercial|Options $354.41 ↑ +71%
Humana Commercial|All Plans $418.32 ↑ +102%
CareSource Commercial|All Plans $434.62 ↑ +110%
Multiplan Commercial|All Plans $528.71 ↑ +155%

Visitor-reported prices

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Clsd tx/fx/phalanx/phalang/manip 28515 at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $339.37 $194.24 – $640.64
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $178.11 $101.72 – $442.26
CHI Saint Joseph Health - Saint Joseph East Lexington $351.07 $213.61 – $795.34
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $411.73 $205.31 – $795.34
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $365.31 $151.89 – $783.51
Adventhealth Manchester Manchester not published $231.45 – $231.45

All Kentucky hospitals for this procedure →