Breast punct aspir cyst, bil at MercyOne West Des Moines Medical Center

1755 59th Place, West Des Moines, IA · MercyOne · · NPI 1538395975

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$795.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$795.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.10 with IOWA DEPT OF PUBLIC HEALTH vs $1,374.78 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $38.10 ↓ -95%
HEALTH CHOICES MEDICAL ASSOCIATES $159.80 ↓ -80%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $159.80 ↓ -80%
MERITAIN AETNA $275.87 ↓ -65%
LUMINARE HEALTH AETNA $275.87 ↓ -65%
1199 NATIONAL BENEFIT FUND AETNA $275.87 ↓ -65%
FIRST HEALTH AETNA $275.87 ↓ -65%
WEBTPA AETNA $275.87 ↓ -65%
ALLIED BENEFIT SYSTEMS AETNA $275.87 ↓ -65%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $275.87 ↓ -65%
COVENTRY AETNA $275.87 ↓ -65%
LUCENT HEALTH AETNA $275.87 ↓ -65%
MEDICAL MUTUAL AETNA $275.87 ↓ -65%
AETNA DOMESTIC AETNA $275.87 ↓ -65%
CHRISTIAN BROTHER SERVICES AETNA $275.87 ↓ -65%
AETNA AETNA $275.87 ↓ -65%
ASR HEALTH BENEFITS AETNA $275.87 ↓ -65%
CIGNA EAP CIGNA $477.00 ↓ -40%
CIGNA CIGNA $477.00 ↓ -40%
HEALTH PARTNERS HEALTH PARTNERS $504.83 ↓ -36%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $516.75 ↓ -35%
MIDLANDS MIDLANDS CHOICE PPO $516.75 ↓ -35%
AUXIANT MIDLANDS CHOICE PPO $516.75 ↓ -35%
MEDICA MIDLANDS CHOICE PPO $516.75 ↓ -35%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $668.39 ↓ -16%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $670.29 ↓ -16%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $670.29 ↓ -16%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $670.29 ↓ -16%
MOLINA MEDICAID MOLINA MEDICAID $674.95 ↓ -15%
USA MANAGED CARE USA MANAGED CARE $675.75 ↓ -15%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $676.99 ↓ -15%
WELLPOINT MEDICAID WELLPOINT MEDICAID $677.57 ↓ -15%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $683.69 ↓ -14%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $690.81 ↓ -13%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $697.65 ↓ -12%
BLUE CROSS - TX WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - SC WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - MI WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - MT WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - RI WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - TN WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - FEDERAL WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - NC WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $723.47 ↓ -9%
BLUE CARE NETWORK WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - AZ WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - HI WELLMARK PPO $723.47 ↓ -9%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $723.47 ↓ -9%
BLUE SHIELD - CA WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $723.47 ↓ -9%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - AR WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - NM WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - ID WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - VT WELLMARK PPO $723.47 ↓ -9%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - IL WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - MN WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - NE WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - FL WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - WY WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $723.47 ↓ -9%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - ND WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - KS WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - AL WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $723.47 ↓ -9%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $723.47 ↓ -9%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $723.47 ↓ -9%
BCBS GENERIC WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - OK WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - MS WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - LA WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $723.47 ↓ -9%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $723.47 ↓ -9%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $723.47 ↓ -9%
BLUE CROSS - MA WELLMARK PPO $723.47 ↓ -9%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $795.00 ↑ +0%
AMISH HOSPITAL AID AMISH HOSPITAL AID $909.68 ↑ +14%
OSCAR OSCAR $971.92 ↑ +22%
CENTIVO CENTIVO $986.97 ↑ +24%
AMBETTER AMBETTER MARKETPLACE $1,149.07 ↑ +45%
NOVA CLAIMDOC $1,374.78 ↑ +73%
CLAIMDOC CLAIMDOC $1,374.78 ↑ +73%

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Breast punct aspir cyst, bil at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $714.60 $516.10 – $673.49
MercyOne Dubuque Medical Center Dubuque $682.50 $38.10 – $1,414.91
MercyOne Des Moines Medical Center Des Moines $516.75 $11.05 – $795.00
MercyOne North Iowa Medical Center Mason City $1,442.35 $38.10 – $2,219.00
MercyOne Genesis Davenport Medical Center Davenport $825.60 $596.05 – $673.49
MercyOne Genesis DeWitt Medical Center DeWitt $825.60 $254.77 – $296.82
MercyOne Waterloo Medical Center Waterloo $1,212.90 $38.10 – $3,576.15
UnityPoint Health - Allen Hospital Waterloo $451.76 $38.10 – $583.19

All Iowa hospitals for this procedure →