Breast punct aspir cyst, bil at MercyOne Genesis DeWitt Medical Center
1118 11th Street, DeWitt, IA · MercyOne · · NPI 1407938269
$825.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,376.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$254.77 with UHC vs $375.39 with Wellmark — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UHC | All Products | $254.77 | ↓ -69% |
| Wellmark | Medicare Advantage | $296.82 | ↓ -64% |
| Naphcare | All Products | $296.82 | ↓ -64% |
| Wellmark | All Products | $375.39 | ↓ -55% |
Visitor-reported prices
Comments
Breast punct aspir cyst, bil at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $714.60 | $516.10 – $673.49 |
| MercyOne Dubuque Medical Center | Dubuque | $682.50 | $38.10 – $1,414.91 |
| MercyOne West Des Moines Medical Center | West Des Moines | $795.00 | $38.10 – $1,374.78 |
| MercyOne Des Moines Medical Center | Des Moines | $516.75 | $11.05 – $795.00 |
| MercyOne North Iowa Medical Center | Mason City | $1,442.35 | $38.10 – $2,219.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $825.60 | $596.05 – $673.49 |
| MercyOne Waterloo Medical Center | Waterloo | $1,212.90 | $38.10 – $3,576.15 |
| UnityPoint Health - Allen Hospital | Waterloo | $451.76 | $38.10 – $583.19 |