healthcosts.net
PSA (Prostate) Test at UnityPoint Health - Allen Hospital
1825 Logan Avenue, Waterloo, IA · UnityPoint Health · · NPI 1336231091
$64.28
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$80.35
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$11.03 with United Healthcare vs $42.34 with Medica Exchange Insure — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | HMO | $11.03 | ↓ -83% |
| United Healthcare | PPO | $11.03 | ↓ -83% |
| Wellmark Blue Cross and Blue Shield | HMO | $18.39 | ↓ -71% |
| Wellmark Blue Cross and Blue Shield | PPO | $18.39 | ↓ -71% |
| Wellmark UPH Self-Funded | Commercial | $18.39 | ↓ -71% |
| Aetna | Medicare Advantage | $18.76 | ↓ -71% |
| Molina | Medicare Advantage | $18.76 | ↓ -71% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $18.76 | ↓ -71% |
| Amerivantage | Medicare Advantage | $19.31 | ↓ -70% |
| Humana | Medicare Advantage | $19.31 | ↓ -70% |
| United Healthcare | Medicare Advantage | $19.31 | ↓ -70% |
| Cigna/Midlands | Commercial | $23.91 | ↓ -63% |
| Health Partners Open Network | Commercial | $28.62 | ↓ -55% |
| Aetna | HMO | $31.26 | ↓ -51% |
| Aetna | PPO | $31.26 | ↓ -51% |
| Medica Exchange Inspire | Commercial | $37.84 | ↓ -41% |
| Medica Exchange Insure | Commercial | $42.34 | ↓ -34% |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
| Amerigroup | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
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PSA (Prostate) Test at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Waterloo Medical Center | Waterloo | $936.00 | $17.82 – $136.02 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $64.28 | $11.03 – $28.62 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $84.00 | $18.39 – $18.39 |
| MercyOne Dubuque Medical Center | Dubuque | $75.40 | $17.82 – $116.00 |
| MercyOne New Hampton Medical Center | New Hampton | $122.20 | $74.43 – $188.00 |
| MercyOne Dyersville Medical Center | Dyersville | $122.20 | $71.06 – $211.61 |
| MercyOne Clinton Medical Center | Clinton | $380.90 | $9.09 – $182.00 |
| MercyOne Oelwein Medical Center | Oelwein | $122.20 | $71.85 – $188.00 |