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PSA (Prostate) Test at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$936.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$212.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.82 with IOWA TOTAL CARE vs $136.02 with BLUE CROSS - NM — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $17.82 ↓ -98%
MOLINA MEDICAID MOLINA MEDICAID $17.99 ↓ -98%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $18.02 ↓ -98%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $18.02 ↓ -98%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $18.02 ↓ -98%
WELLPOINT MEDICAID WELLPOINT MEDICAID $18.06 ↓ -98%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $18.20 ↓ -98%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $18.38 ↓ -98%
GEHA UNITED HEALTHCARE $18.39 ↓ -98%
UNITED HEALTHCARE UNITED HEALTHCARE $18.39 ↓ -98%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $18.57 ↓ -98%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $18.76 ↓ -98%
AMISH HOSPITAL AID AMISH HOSPITAL AID $24.46 ↓ -97%
OSCAR OSCAR $28.22 ↓ -97%
CENTIVO CENTIVO $30.53 ↓ -97%
AMBETTER AMBETTER MARKETPLACE $30.90 ↓ -97%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $31.73 ↓ -97%
HEALTH CHOICES MEDICAL ASSOCIATES $31.73 ↓ -97%
NOVA CLAIMDOC $36.96 ↓ -96%
CLAIMDOC CLAIMDOC $36.96 ↓ -96%
WEBTPA AETNA $50.04 ↓ -95%
COVENTRY AETNA $50.04 ↓ -95%
ALLIED BENEFIT SYSTEMS AETNA $50.04 ↓ -95%
LUCENT HEALTH AETNA $50.04 ↓ -95%
LUMINARE HEALTH AETNA $50.04 ↓ -95%
ASR HEALTH BENEFITS AETNA $50.04 ↓ -95%
CHRISTIAN BROTHER SERVICES AETNA $50.04 ↓ -95%
FIRST HEALTH AETNA $50.04 ↓ -95%
AETNA AETNA $50.04 ↓ -95%
MERITAIN AETNA $50.04 ↓ -95%
MEDICAL MUTUAL AETNA $50.04 ↓ -95%
AETNA DOMESTIC AETNA $50.04 ↓ -95%
AETNA EAP AETNA $50.04 ↓ -95%
HEALTH PARTNERS HEALTH PARTNERS $88.56 ↓ -91%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $88.83 ↓ -91%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $95.85 ↓ -90%
MIDLANDS MIDLANDS CHOICE PPO $95.85 ↓ -90%
AUXIANT MIDLANDS CHOICE PPO $95.85 ↓ -90%
MEDICA MIDLANDS CHOICE PPO $95.85 ↓ -90%
CIGNA MIDLANDS CHOICE PPO $95.85 ↓ -90%
CIGNA EAP MIDLANDS CHOICE PPO $95.85 ↓ -90%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $125.55 ↓ -87%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $135.00 ↓ -86%
BLUE CROSS - WY WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - MI WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $136.02 ↓ -85%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $136.02 ↓ -85%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - OK WELLMARK PPO $136.02 ↓ -85%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - VT WELLMARK PPO $136.02 ↓ -85%
BCN DOMESTIC WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - TX WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - FEDERAL WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - AZ WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - RI WELLMARK PPO $136.02 ↓ -85%
PRE-EMPLOYMENT WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - NC WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - SC WELLMARK PPO $136.02 ↓ -85%
BLUE CARE NETWORK WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $136.02 ↓ -85%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $136.02 ↓ -85%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - MT WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - KS WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $136.02 ↓ -85%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - FL WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - LA WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS DOMESTIC WELLMARK PPO $136.02 ↓ -85%
WC DOMESTIC WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $136.02 ↓ -85%
BLUE SHIELD - CA WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - IL WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - TN WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - AR WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - NE WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - MS WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $136.02 ↓ -85%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - MA WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - AL WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - ND WELLMARK PPO $136.02 ↓ -85%
KAISER DOMESTIC WELLMARK PPO $136.02 ↓ -85%
BCBS GENERIC WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - MN WELLMARK PPO $136.02 ↓ -85%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - HI WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - ID WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $136.02 ↓ -85%
BLUE CROSS - NM WELLMARK PPO $136.02 ↓ -85%

Visitor-reported prices

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PSA (Prostate) Test at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $64.28 $11.03 – $42.34
UnityPoint Health - Iowa Lutheran Hospital Des Moines $64.28 $11.03 – $28.62
MercyOne Genesis Davenport West Medical Center Davenport $84.00 $18.39 – $18.39
MercyOne Dubuque Medical Center Dubuque $75.40 $17.82 – $116.00
MercyOne New Hampton Medical Center New Hampton $122.20 $74.43 – $188.00
MercyOne Dyersville Medical Center Dyersville $122.20 $71.06 – $211.61
MercyOne Clinton Medical Center Clinton $380.90 $9.09 – $182.00
MercyOne Oelwein Medical Center Oelwein $122.20 $71.85 – $188.00

All Iowa hospitals for this procedure →