Manipulation chest wall initial demonstration/evaluation at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$104.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$160.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.60 with HEALTH CHOICES vs $257.09 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $37.60 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $37.60 ↓ -64%
HEALTH PARTNERS HEALTH PARTNERS $104.96 ↑ +1%
AETNA AETNA $108.99 ↑ +5%
COVENTRY AETNA $108.99 ↑ +5%
ASR HEALTH BENEFITS AETNA $108.99 ↑ +5%
WEBTPA AETNA $108.99 ↑ +5%
AETNA EAP AETNA $108.99 ↑ +5%
MERITAIN AETNA $108.99 ↑ +5%
FIRST HEALTH AETNA $108.99 ↑ +5%
LUCENT HEALTH AETNA $108.99 ↑ +5%
LUMINARE HEALTH AETNA $108.99 ↑ +5%
CHRISTIAN BROTHER SERVICES AETNA $108.99 ↑ +5%
ALLIED BENEFIT SYSTEMS AETNA $108.99 ↑ +5%
AETNA DOMESTIC AETNA $108.99 ↑ +5%
MEDICAL MUTUAL AETNA $108.99 ↑ +5%
MEDICA MIDLANDS CHOICE PPO $113.60 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $113.60 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $113.60 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $113.60 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $113.60 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $113.60 ↑ +9%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $125.35 ↑ +21%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $125.35 ↑ +21%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $125.35 ↑ +21%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $126.60 ↑ +22%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $127.47 ↑ +23%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $127.85 ↑ +23%
MOLINA MEDICAID MOLINA MEDICAID $128.72 ↑ +24%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $129.18 ↑ +24%
WELLPOINT MEDICAID WELLPOINT MEDICAID $129.22 ↑ +24%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $130.46 ↑ +25%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - OK WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS DOMESTIC WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - MS WELLMARK PPO $135.93 ↑ +31%
PRE-EMPLOYMENT WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - LA WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - TX WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - SC WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - MI WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - MT WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - RI WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - TN WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - FEDERAL WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - NC WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $135.93 ↑ +31%
BLUE CARE NETWORK WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - AZ WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - HI WELLMARK PPO $135.93 ↑ +31%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - AR WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - NM WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - ID WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - VT WELLMARK PPO $135.93 ↑ +31%
KAISER DOMESTIC WELLMARK PPO $135.93 ↑ +31%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - IL WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $135.93 ↑ +31%
WC DOMESTIC WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - MN WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - NE WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - FL WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - WY WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $135.93 ↑ +31%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - ND WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - KS WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - AL WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $135.93 ↑ +31%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $135.93 ↑ +31%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $135.93 ↑ +31%
BCN DOMESTIC WELLMARK PPO $135.93 ↑ +31%
BCBS GENERIC WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $135.93 ↑ +31%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - MA WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $135.93 ↑ +31%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $135.93 ↑ +31%
BLUE SHIELD - CA WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $135.93 ↑ +31%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $135.93 ↑ +31%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $135.93 ↑ +31%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $148.80 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $160.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $160.00 ↑ +54%
AMISH HOSPITAL AID AMISH HOSPITAL AID $170.11 ↑ +64%
OSCAR OSCAR $196.30 ↑ +89%
CENTIVO CENTIVO $212.32 ↑ +104%
AMBETTER AMBETTER MARKETPLACE $214.88 ↑ +107%
GEHA UNITED HEALTHCARE $218.00 ↑ +110%
UNITED HEALTHCARE UNITED HEALTHCARE $218.00 ↑ +110%
NOVA CLAIMDOC $257.09 ↑ +147%
CLAIMDOC CLAIMDOC $257.09 ↑ +147%

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Manipulation chest wall initial demonstration/evaluation at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $133.44 $22.15 – $106.84
MercyOne Genesis Davenport West Medical Center Davenport $129.00 $74.75 – $123.39
MercyOne Dubuque Medical Center Dubuque $117.65 $64.62 – $265.84
MercyOne Dyersville Medical Center Dyersville $178.75 $103.95 – $309.54
MercyOne Clinton Medical Center Clinton $220.35 $95.94 – $339.00
MercyOne Oelwein Medical Center Oelwein $178.75 $105.11 – $275.00
MercyOne Cedar Falls Medical Center Cedar Falls $104.00 $37.60 – $265.00
MercyOne Elkader Medical Center Elkader $178.75 $141.54 – $287.43

All Iowa hospitals for this procedure →