Manipulation chest wall initial demonstration/evaluation at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$178.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$275.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$141.54 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $287.43 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $141.54 ↓ -21%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $143.00 ↓ -20%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $144.43 ↓ -19%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $145.86 ↓ -18%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $148.50 ↓ -17%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $148.56 ↓ -17%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $151.58 ↓ -15%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $171.11 ↓ -4%
MOLINA MEDICAID MOLINA MEDICAID $173.62 ↓ -3%
WELLPOINT MEDICAID WELLPOINT MEDICAID $174.46 ↓ -2%
AMISH HOSPITAL AID AMISH HOSPITAL AID $190.19 ↑ +6%
COVENTRY AETNA $202.40 ↑ +13%
LUMINARE HEALTH AETNA $202.40 ↑ +13%
CHRISTIAN BROTHER SERVICES AETNA $202.40 ↑ +13%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $202.40 ↑ +13%
LUCENT HEALTH AETNA $202.40 ↑ +13%
AETNA AETNA $202.40 ↑ +13%
ASR HEALTH BENEFITS AETNA $202.40 ↑ +13%
1199 NATIONAL BENEFIT FUND AETNA $202.40 ↑ +13%
FIRST HEALTH AETNA $202.40 ↑ +13%
AETNA DOMESTIC AETNA $202.40 ↑ +13%
ALLIED BENEFIT SYSTEMS AETNA $202.40 ↑ +13%
MERITAIN AETNA $202.40 ↑ +13%
WEBTPA AETNA $202.40 ↑ +13%
MEDICAL MUTUAL AETNA $202.40 ↑ +13%
CENTIVO CENTIVO $214.50 ↑ +20%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $220.00 ↑ +23%
HEALTH CHOICES MEDICAL ASSOCIATES $220.00 ↑ +23%
AMBETTER AMBETTER MARKETPLACE $240.24 ↑ +34%
GEHA UNITED HEALTHCARE $240.63 ↑ +35%
UNITED HEALTHCARE UNITED HEALTHCARE $240.63 ↑ +35%
HEALTH PARTNERS HEALTH PARTNERS $264.55 ↑ +48%
CIGNA EAP MIDLANDS CHOICE $269.50 ↑ +51%
MIDLANDS CHOICE MIDLANDS CHOICE $269.50 ↑ +51%
AUXIANT MIDLANDS CHOICE $269.50 ↑ +51%
MEDICA MIDLANDS CHOICE $269.50 ↑ +51%
CIGNA MIDLANDS CHOICE $269.50 ↑ +51%
MIDLANDS MIDLANDS CHOICE $269.50 ↑ +51%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $275.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $275.00 ↑ +54%
NOVA CLAIMDOC $287.43 ↑ +61%
CLAIMDOC CLAIMDOC $287.43 ↑ +61%

Visitor-reported prices

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Manipulation chest wall initial demonstration/evaluation at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $129.00 $74.75 – $123.39
MercyOne Dubuque Medical Center Dubuque $117.65 $64.62 – $265.84
MercyOne Dyersville Medical Center Dyersville $178.75 $103.95 – $309.54
MercyOne Clinton Medical Center Clinton $220.35 $95.94 – $339.00
MercyOne Oelwein Medical Center Oelwein $178.75 $105.11 – $275.00
MercyOne Cedar Falls Medical Center Cedar Falls $104.00 $37.60 – $265.00
MercyOne West Des Moines Medical Center West Des Moines $245.00 $49.25 – $258.30
MercyOne Des Moines Medical Center Des Moines $159.25 $49.25 – $258.30

All Iowa hospitals for this procedure →