Ecg/1-3 leads/tracing only 93041 at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$183.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$283.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.58 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $283.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $55.58 ↓ -70%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $55.58 ↓ -70%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $55.58 ↓ -70%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $56.13 ↓ -69%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $56.52 ↓ -69%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $56.69 ↓ -69%
MOLINA MEDICAID MOLINA MEDICAID $57.07 ↓ -69%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $57.28 ↓ -69%
WELLPOINT MEDICAID WELLPOINT MEDICAID $57.29 ↓ -69%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $57.85 ↓ -69%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $60.27 ↓ -67%
WC DOMESTIC WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - MN WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - NE WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - FL WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - WY WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $60.27 ↓ -67%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - ND WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - KS WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $60.27 ↓ -67%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - AR WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - NM WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - ID WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - VT WELLMARK PPO $60.27 ↓ -67%
KAISER DOMESTIC WELLMARK PPO $60.27 ↓ -67%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - IL WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - LA WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - TX WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - SC WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - MI WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - MT WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - RI WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - TN WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - FEDERAL WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - NC WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $60.27 ↓ -67%
BLUE CARE NETWORK WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - AZ WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - HI WELLMARK PPO $60.27 ↓ -67%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $60.27 ↓ -67%
BLUE SHIELD - CA WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $60.27 ↓ -67%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $60.27 ↓ -67%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - MA WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - AL WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $60.27 ↓ -67%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $60.27 ↓ -67%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $60.27 ↓ -67%
BCN DOMESTIC WELLMARK PPO $60.27 ↓ -67%
BCBS GENERIC WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - OK WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS DOMESTIC WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $60.27 ↓ -67%
BLUE CROSS - MS WELLMARK PPO $60.27 ↓ -67%
PRE-EMPLOYMENT WELLMARK PPO $60.27 ↓ -67%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $66.51 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $66.51 ↓ -64%
AMISH HOSPITAL AID AMISH HOSPITAL AID $75.43 ↓ -59%
OSCAR OSCAR $87.04 ↓ -53%
CENTIVO CENTIVO $94.14 ↓ -49%
AMBETTER AMBETTER MARKETPLACE $95.28 ↓ -48%
NOVA CLAIMDOC $113.99 ↓ -38%
CLAIMDOC CLAIMDOC $113.99 ↓ -38%
LUMINARE HEALTH AETNA $168.67 ↓ -8%
LUCENT HEALTH AETNA $168.67 ↓ -8%
ASR HEALTH BENEFITS AETNA $168.67 ↓ -8%
FIRST HEALTH AETNA $168.67 ↓ -8%
AETNA DOMESTIC AETNA $168.67 ↓ -8%
AETNA EAP AETNA $168.67 ↓ -8%
CHRISTIAN BROTHER SERVICES AETNA $168.67 ↓ -8%
AETNA AETNA $168.67 ↓ -8%
WEBTPA AETNA $168.67 ↓ -8%
COVENTRY AETNA $168.67 ↓ -8%
ALLIED BENEFIT SYSTEMS AETNA $168.67 ↓ -8%
MERITAIN AETNA $168.67 ↓ -8%
MEDICAL MUTUAL AETNA $168.67 ↓ -8%
HEALTH PARTNERS HEALTH PARTNERS $185.65 ↑ +1%
UNITED HEALTHCARE UNITED HEALTHCARE $196.00 ↑ +7%
GEHA UNITED HEALTHCARE $196.00 ↑ +7%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $200.93 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $200.93 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $200.93 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $200.93 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $200.93 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $200.93 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $263.19 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $283.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $283.00 ↑ +54%

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Ecg/1-3 leads/tracing only 93041 at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $98.17 $5.76 – $64.67
MercyOne Genesis Davenport West Medical Center Davenport $69.00 $56.86 – $69.55
MercyOne North Iowa Medical Center Mason City $130.65 $51.46 – $350.00
MercyOne Genesis Davenport Medical Center Davenport $77.40 $56.86 – $79.60
MercyOne Genesis DeWitt Medical Center DeWitt $77.40 $11.68 – $43.86
UnityPoint Health - Finley Hospital Dubuque $12.00 $5.76 – $52.22
UnityPoint Health - Grinnell Regional Medical Center Grinnell $12.00 $5.76 – $59.10
UnityPoint Health - Iowa Lutheran Hospital Des Moines $183.08 $5.76 – $67.28

All Iowa hospitals for this procedure →