Ecg/1-3 leads/tracing only 93041 at UnityPoint Health - Iowa Lutheran Hospital

1200 Pleasant St, Des Moines, IA · UnityPoint Health · · NPI 1356433049

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$183.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$228.84

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.76 with Aetna vs $67.28 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $5.76 ↓ -97%
Molina Medicare Advantage $5.88 ↓ -97%
Wellmark Blue Cross and Blue Shield Medicare Advantage $5.88 ↓ -97%
Humana Medicare Advantage $6.05 ↓ -97%
United Healthcare Medicare Advantage $6.05 ↓ -97%
Amerivantage Medicare Advantage $6.05 ↓ -97%
Health Partners Open Network Commercial $10.67 ↓ -94%
Aetna HMO $12.08 ↓ -93%
Wellmark UPH Self-Funded Commercial $13.30 ↓ -93%
Wellmark Blue Cross and Blue Shield HMO $13.30 ↓ -93%
United Healthcare HMO $14.33 ↓ -92%
United Healthcare PPO $14.33 ↓ -92%
Cigna/Midlands Commercial $14.38 ↓ -92%
Aetna PPO $14.75 ↓ -92%
Wellmark Blue Cross and Blue Shield PPO $15.70 ↓ -91%
Amerigroup Managed Medicaid $57.22 ↓ -69%
Iowa Total Care Managed Medicaid $57.22 ↓ -69%
Medica Exchange Inspire Commercial $59.96 ↓ -67%
Medica Exchange Insure Commercial $67.28 ↓ -63%

Visitor-reported prices

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Ecg/1-3 leads/tracing only 93041 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $69.00 $56.86 – $69.55
MercyOne North Iowa Medical Center Mason City $130.65 $51.46 – $350.00
MercyOne Genesis Davenport Medical Center Davenport $77.40 $56.86 – $79.60
MercyOne Genesis DeWitt Medical Center DeWitt $77.40 $11.68 – $43.86
MercyOne Waterloo Medical Center Waterloo $183.95 $55.58 – $283.00
UnityPoint Health - Allen Hospital Waterloo $98.17 $5.76 – $64.67
UnityPoint Health - Finley Hospital Dubuque $12.00 $5.76 – $52.22
UnityPoint Health - Grinnell Regional Medical Center Grinnell $12.00 $5.76 – $59.10

All Iowa hospitals for this procedure →