healthcosts.net
Ghs corneal fb without slit lamp bilat at UnityPoint Health - St. Lukes Downtown
2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622
$294.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$368.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$36.85 with Aetna vs $353.40 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $36.85 | ↓ -87% |
| Molina | Medicare Advantage | $37.59 | ↓ -87% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $37.59 | ↓ -87% |
| United Healthcare | Medicare Advantage | $38.69 | ↓ -87% |
| Amerivantage | Medicare Advantage | $38.69 | ↓ -87% |
| Humana | Medicare Advantage | $38.69 | ↓ -87% |
| Nebraska Total Care | Managed Medicaid | $47.84 | ↓ -84% |
| Avera Health Plan | Commercial | $55.28 | ↓ -81% |
| Wellmark UPH Self-Funded | Commercial | $76.90 | ↓ -74% |
| Wellmark Blue Cross and Blue Shield | HMO | $76.90 | ↓ -74% |
| Health Partners Open Network | Commercial | $78.49 | ↓ -73% |
| Wellmark Blue Cross and Blue Shield | PPO | $90.50 | ↓ -69% |
| Aetna | HMO | $92.48 | ↓ -69% |
| Cigna/Midlands | Commercial | $99.24 | ↓ -66% |
| Aetna | PPO | $111.25 | ↓ -62% |
| United Healthcare | HMO | $129.46 | ↓ -56% |
| United Healthcare | PPO | $129.46 | ↓ -56% |
| Medica Exchange Inspire | Commercial | $173.67 | ↓ -41% |
| Medica Exchange Insure | Commercial | $194.54 | ↓ -34% |
| Amerigroup | Managed Medicaid | $353.40 | ↑ +20% |
| Iowa Total Care | Managed Medicaid | $353.40 | ↑ +20% |
Visitor-reported prices
Comments
Ghs corneal fb without slit lamp bilat at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $427.80 | $283.40 – $381.97 |
| MercyOne Dyersville Medical Center | Dyersville | $224.25 | $86.94 – $258.89 |
| MercyOne North Iowa Medical Center | Mason City | $158.00 | $13.00 – $158.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $474.00 | $342.55 – $381.97 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $474.00 | $179.18 – $384.71 |
| MercyOne Waterloo Medical Center | Waterloo | $238.58 | $12.04 – $158.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $323.10 | $36.85 – $330.75 |
| UnityPoint Health - Finley Hospital | Dubuque | $294.40 | $36.85 – $350.85 |