healthcosts.net

Ghs corneal fb without slit lamp bilat at MercyOne Genesis Davenport West Medical Center

1404 West Central Park Avenue, Davenport, IA · MercyOne · · NPI 1427097716

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$427.80

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$713.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$283.40 with Naphcare vs $381.97 with Wellmark — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Naphcare All Products $283.40 ↓ -34%
Wellmark Medicare Advantage $381.97 ↓ -11%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs corneal fb without slit lamp bilat at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport Medical Center Davenport $474.00 $342.55 – $381.97
MercyOne Dyersville Medical Center Dyersville $224.25 $86.94 – $258.89
MercyOne North Iowa Medical Center Mason City $158.00 $13.00 – $158.00
MercyOne Genesis DeWitt Medical Center DeWitt $474.00 $179.18 – $384.71
MercyOne Waterloo Medical Center Waterloo $238.58 $12.04 – $158.00
UnityPoint Health - Allen Hospital Waterloo $323.10 $36.85 – $330.75
UnityPoint Health - Finley Hospital Dubuque $294.40 $36.85 – $350.85
UnityPoint Health - Grinnell Regional Medical Center Grinnell $544.16 $36.85 – $397.03

All Iowa hospitals for this procedure →