Finger joint sz00 swanson w/grommets at UnityPoint Health - St. Lukes Downtown
2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$201.73 with United Healthcare vs $513.36 with Cigna/Midlands — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | HMO | $201.73 | — |
| United Healthcare | PPO | $201.73 | — |
| Wellmark Blue Cross and Blue Shield | PPO | $396.28 | — |
| Wellmark Blue Cross and Blue Shield | HMO | $396.28 | — |
| Wellmark UPH Self-Funded | Commercial | $396.28 | — |
| Molina | Medicare Advantage | $412.46 | — |
| Aetna | Medicare Advantage | $412.46 | — |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $412.46 | — |
| Health Partners Open Network | Commercial | $417.70 | — |
| Humana | Medicare Advantage | $424.59 | — |
| United Healthcare | Medicare Advantage | $424.59 | — |
| Amerivantage | Medicare Advantage | $424.59 | — |
| Avera Health Plan | Commercial | $444.81 | — |
| Aetna | PPO | $452.09 | — |
| Aetna | HMO | $452.09 | — |
| Cigna/Midlands | Commercial | $513.36 | — |
Visitor-reported prices
Comments
Finger joint sz00 swanson w/grommets at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $2,105.74 | $316.00 – $885.15 |
| MercyOne New Hampton Medical Center | New Hampton | $2,000.70 | $436.48 – $1,102.50 |
| MercyOne Dyersville Medical Center | Dyersville | $2,105.74 | $334.59 – $996.32 |
| MercyOne Clinton Medical Center | Clinton | $2,105.74 | $250.50 – $885.15 |
| MercyOne Oelwein Medical Center | Oelwein | $2,105.74 | $338.30 – $885.15 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $2,105.74 | $208.01 – $885.15 |
| MercyOne Elkader Medical Center | Elkader | $2,105.74 | $455.59 – $925.16 |
| MercyOne West Des Moines Medical Center | West Des Moines | $3,239.60 | $177.92 – $885.15 |