Finger joint sz00 swanson w/grommets at MercyOne Clinton Medical Center

1410 N. Fourth St, Clinton, IA · MercyOne · · NPI 1427093962

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$2,105.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,239.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$250.50 with MEDICAL ASSOCIATES vs $885.15 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $250.50 ↓ -88%
HEALTH CHOICES MEDICAL ASSOCIATES $250.50 ↓ -88%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $255.81 ↓ -88%
GEHA UNITED HEALTHCARE $531.09 ↓ -75%
UNITED HEALTHCARE UNITED HEALTHCARE $531.09 ↓ -75%
THE ALLIANCE THE ALLIANCE $536.84 ↓ -75%
AETNA EAP AETNA $774.51 ↓ -63%
CHRISTIAN BROTHER SERVICES AETNA $774.51 ↓ -63%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $774.51 ↓ -63%
LUCENT HEALTH AETNA $774.51 ↓ -63%
AETNA AETNA $774.51 ↓ -63%
ASR HEALTH BENEFITS AETNA $774.51 ↓ -63%
1199 NATIONAL BENEFIT FUND AETNA $774.51 ↓ -63%
FIRST HEALTH AETNA $774.51 ↓ -63%
AETNA DOMESTIC AETNA $774.51 ↓ -63%
COVENTRY AETNA $774.51 ↓ -63%
ALLIED BENEFIT SYSTEMS AETNA $774.51 ↓ -63%
MERITAIN AETNA $774.51 ↓ -63%
WEBTPA AETNA $774.51 ↓ -63%
MEDICAL MUTUAL AETNA $774.51 ↓ -63%
LUMINARE HEALTH AETNA $774.51 ↓ -63%
HEALTH PARTNERS HEALTH PARTNERS $776.28 ↓ -63%
CIGNA MIDLANDS CHOICE PPO $796.64 ↓ -62%
CIGNA EAP MIDLANDS CHOICE PPO $796.64 ↓ -62%
AUXIANT MIDLANDS CHOICE PPO $796.64 ↓ -62%
QUALCARE QCCH $796.64 ↓ -62%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $796.64 ↓ -62%
MULTIPLAN MULTIPLAN $796.64 ↓ -62%
MEDICA MIDLANDS CHOICE PPO $796.64 ↓ -62%
MIDLANDS MIDLANDS CHOICE PPO $796.64 ↓ -62%
USA MANAGED CARE USA MANAGED CARE $840.89 ↓ -60%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $885.15 ↓ -58%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $885.15 ↓ -58%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $885.15 ↓ -58%

Visitor-reported prices

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Finger joint sz00 swanson w/grommets at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $2,105.74 $316.00 – $885.15
MercyOne New Hampton Medical Center New Hampton $2,000.70 $436.48 – $1,102.50
MercyOne Dyersville Medical Center Dyersville $2,105.74 $334.59 – $996.32
MercyOne Oelwein Medical Center Oelwein $2,105.74 $338.30 – $885.15
MercyOne Cedar Falls Medical Center Cedar Falls $2,105.74 $208.01 – $885.15
MercyOne Elkader Medical Center Elkader $2,105.74 $455.59 – $925.16
MercyOne West Des Moines Medical Center West Des Moines $3,239.60 $177.92 – $885.15
MercyOne Des Moines Medical Center Des Moines $2,105.74 $177.92 – $885.15

All Iowa hospitals for this procedure →