Ecg external > 48 hours up to 7 days recording at UnityPoint Health - St. Lukes Downtown

2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$33.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$42.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.19 with Aetna vs $95.96 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $10.19 ↓ -70%
Molina Medicare Advantage $10.39 ↓ -69%
Wellmark Blue Cross and Blue Shield Medicare Advantage $10.39 ↓ -69%
Amerivantage Medicare Advantage $10.70 ↓ -68%
Humana Medicare Advantage $10.70 ↓ -68%
United Healthcare Medicare Advantage $10.70 ↓ -68%
Nebraska Total Care Managed Medicaid $10.92 ↓ -68%
Avera Health Plan Commercial $15.29 ↓ -54%
Wellmark Blue Cross and Blue Shield HMO $23.40 ↓ -30%
Wellmark UPH Self-Funded Commercial $23.40 ↓ -30%
Wellmark Blue Cross and Blue Shield PPO $27.50 ↓ -18%
Cigna/Midlands Commercial $27.59 ↓ -18%
Health Partners Open Network Commercial $28.33 ↓ -16%
Iowa Total Care Managed Medicaid $34.76 ↑ +3%
Amerigroup Managed Medicaid $34.76 ↑ +3%
United Healthcare HMO $41.24 ↑ +23%
United Healthcare PPO $41.24 ↑ +23%
Aetna HMO $83.64 ↑ +149%
Aetna PPO $95.96 ↑ +186%
Medica Exchange Inspire Commercial not published by hospital
Medica Exchange Insure Commercial not published by hospital

Visitor-reported prices

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Ecg external > 48 hours up to 7 days recording at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $63.60 $37.57 – $52.60
MercyOne Dubuque Medical Center Dubuque $84.50 $33.51 – $331.00
MercyOne New Hampton Medical Center New Hampton $219.70 $133.81 – $338.00
MercyOne Clinton Medical Center Clinton $42.25 $18.40 – $422.00
MercyOne Oelwein Medical Center Oelwein $219.70 $129.18 – $338.00
MercyOne Cedar Falls Medical Center Cedar Falls $564.20 $35.19 – $1,610.00
MercyOne Elkader Medical Center Elkader $219.70 $173.97 – $353.28
MercyOne West Des Moines Medical Center West Des Moines $92.00 $18.49 – $530.00

All Iowa hospitals for this procedure →