Ecg external > 48 hours up to 7 days recording at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$219.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$338.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$129.18 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $338.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $129.18 ↓ -41%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $131.01 ↓ -40%
MOLINA MEDICAID MOLINA MEDICAID $132.94 ↓ -39%
WELLPOINT MEDICAID WELLPOINT MEDICAID $133.58 ↓ -39%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $137.16 ↓ -38%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $139.97 ↓ -36%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $141.35 ↓ -36%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $143.95 ↓ -34%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $146.89 ↓ -33%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $159.37 ↓ -27%
AMISH HOSPITAL AID AMISH HOSPITAL AID $184.31 ↓ -16%
CENTIVO CENTIVO $207.87 ↓ -5%
AMBETTER AMBETTER MARKETPLACE $232.81 ↑ +6%
HEALTH CHOICES MEDICAL ASSOCIATES $248.77 ↑ +13%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $248.77 ↑ +13%
CLAIMDOC CLAIMDOC $278.55 ↑ +27%
NOVA CLAIMDOC $278.55 ↑ +27%
UNITED HEALTHCARE UNITED HEALTHCARE $291.69 ↑ +33%
GEHA UNITED HEALTHCARE $291.69 ↑ +33%
COVENTRY AETNA $310.62 ↑ +41%
ALLIED BENEFIT SYSTEMS AETNA $310.62 ↑ +41%
MERITAIN AETNA $310.62 ↑ +41%
LUCENT HEALTH AETNA $310.62 ↑ +41%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $310.62 ↑ +41%
FIRST HEALTH AETNA $310.62 ↑ +41%
AETNA DOMESTIC AETNA $310.62 ↑ +41%
ASR HEALTH BENEFITS AETNA $310.62 ↑ +41%
AETNA AETNA $310.62 ↑ +41%
CHRISTIAN BROTHER SERVICES AETNA $310.62 ↑ +41%
LUMINARE HEALTH AETNA $310.62 ↑ +41%
WEBTPA AETNA $310.62 ↑ +41%
MEDICAL MUTUAL AETNA $310.62 ↑ +41%
AETNA EAP AETNA $310.62 ↑ +41%
1199 NATIONAL BENEFIT FUND AETNA $310.62 ↑ +41%
HEALTH PARTNERS HEALTH PARTNERS $325.16 ↑ +48%
MULTIPLAN MULTIPLAN $327.86 ↑ +49%
CIGNA MIDLANDS CHOICE $331.24 ↑ +51%
MIDLANDS CHOICE MIDLANDS CHOICE $331.24 ↑ +51%
CIGNA EAP MIDLANDS CHOICE $331.24 ↑ +51%
MEDICA MIDLANDS CHOICE $331.24 ↑ +51%
MIDLANDS MIDLANDS CHOICE $331.24 ↑ +51%
AUXIANT MIDLANDS CHOICE $331.24 ↑ +51%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $338.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $338.00 ↑ +54%

Visitor-reported prices

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Ecg external > 48 hours up to 7 days recording at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $63.60 $37.57 – $52.60
MercyOne Dubuque Medical Center Dubuque $84.50 $33.51 – $331.00
MercyOne New Hampton Medical Center New Hampton $219.70 $133.81 – $338.00
MercyOne Clinton Medical Center Clinton $42.25 $18.40 – $422.00
MercyOne Cedar Falls Medical Center Cedar Falls $564.20 $35.19 – $1,610.00
MercyOne Elkader Medical Center Elkader $219.70 $173.97 – $353.28
MercyOne West Des Moines Medical Center West Des Moines $92.00 $18.49 – $530.00
MercyOne Des Moines Medical Center Des Moines $59.80 $18.49 – $530.00

All Iowa hospitals for this procedure →